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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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338 Lacosta Ave , Panama City, FL 32404
$199,000
Est. Payment: $1,009.29/mo
3 Bed
2 Bath
1684 Sqft
Status: pending | Days on site: 9
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Recent updates include brand-new interior paint throughout, a professional deep cleaning, and a newly constructed 27' x 10' wooden back deck, offering additional outdoor living space for relaxing or entertaining. Inside, the home features a functional split-bedroom floor plan designed for privacy and everyday living. The kitchen includes a pantry and comes equipped with a side-by-side refrigerator, dishwasher, and range/oven. A garden window fills the dining area with natural light and adds character to the space, which can also be used as a sitting area or additional living area to suit your needs. Additional features include skylights in both bathrooms that provide abundant natural light, spacious closets in every bedroom, arched doorways that add architectural interest, and a water heater. A detached storage building offers extra space for tools, lawn equipment, hobbies, or seasonal items. The home's layout provides comfortable living with flexible spaces that can accommodate a variety of lifestyles. Whether you're looking for a primary residence, a first home, or an investment opportunity, this property offers practical features and recent updates. Conveniently located approximately 9 miles from Tyndall Air Force Base and just a short drive from shopping, dining, schools, parks, Panama City Beach, and the Emerald Coast's white-sand beaches, this home combines accessibility with everyday convenience.

Highlights

Listed by Wendy S Prouse , 850-687-2542 Bastion Realty LLC , 850-420-1959. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.17

Year Built

1992

County

Bay

Area

27 - Bay County

Neighborhood

Shadow Bay Unt 3 & 4

Listing ID

1008466

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Refrigerator, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile,Floor WW Carpet
Other:
  • Additional:Ceiling Vaulted, Fireplace, Newly Painted, Pantry, Pull Down Stairs, Split Bedroom

Exterior Features

Lot:Cleared
Lot Dimensions:63X118
Zoning:City, Resid Single Family
Others:
  • Additional:Fenced Back Yard, Yard Building, Patio Open, Fenced Privacy
Sewer:Public Sewer
Parking Features:Garage,Covered
Principal Interest
$1,009
Taxes
$158

Home Price

$199,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$39,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,009.29

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,009.29 $158.31 $0.00 $1,167.60
Yearly $12,111.49 $1,899.69 $0.00 $14,011.18
Total $363,344.56 $56,990.70 $0.00 $420,335.26

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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