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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7538 Whisperwood Dr , Panama City, FL 32404
$251,000
Est. Payment: $1,272.89/mo
3 Bed
2 Bath
1326 Sqft
Status: active | Days on site: 309
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Beautifully updated and meticulously maintained, this 3-bedroom, 2-bath home is located in the highly desirable Shadow Bay subdivision. Designed with both comfort and functionality in mind, the home features an inviting open floor plan--perfect for entertaining family and friends. Tile flooring runs throughout, offering durability and easy maintenance ideal for kids and pets. The spacious, fully updated kitchen is a standout, complete with stainless steel appliances, granite countertops, recessed lighting, a built-in microwave, and a large island with breakfast bar for casual dining. Both bathrooms have been tastefully remodeled with modern finishes, while the living area provides a warm and welcoming atmosphere centered around a cozy fireplace. Step outside to enjoy a screened-in rear patio--perfect for relaxing evenings--overlooking a private, fully fenced backyard. A two-car garage adds convenience and ample storage space. Ideally situated near shopping and dining, this home is just 20 minutes from Tyndall Air Force Base and Eastern Shipbuilding, and only 30 minutes from the beautiful beaches of Panama City Beach. This move-in-ready home offers the perfect blend of style, comfort, and location.

Highlights

Listed by Daryle Burkey , 850-896-7755 and Linda F Barfield-jegg , 850-819-9816 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.2

Year Built

1986

County

Bay

Area

02 - Bay County - Central

Neighborhood

Shadow Bay Unit 2

Listing ID

779667

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:75x115
Zoning:City, Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Patio
Sewer:Public Sewer
Principal Interest
$1,273
Taxes
$164

Home Price

$251,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$50,200
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,272.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,272.89 $164.25 $0.00 $1,437.14
Yearly $15,274.71 $1,971.00 $0.00 $17,245.71
Total $458,241.27 $59,130.00 $0.00 $517,371.27

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS