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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7125 N Lagoon Dr N , Panama City, FL 32408
$215,000
Est. Payment: $1,090.44/mo
2 Bed
3 Bath
1200 Sqft
Status: active | Days on site: 35
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

This inviting GROUND FLOOR unit features a thoughtful split-bedroom layout with two spacious master suites, offering privacy and flexibility for owners, guests, or renters. The expansive open-concept living area flows beautifully, with large sliding doors that open to a private, courtyard-style side yard - an ideal sunny retreat for morning coffee, relaxing, or letting your pets enjoy some outdoor time. Whether you're looking for a full-time residence or a lucrative short-term rental opportunity, this unit delivers. The well-maintained complex offers a community pool, ample parking, and the relaxed atmosphere of a smaller, intimate community. Location is everything here. Just one block from the lagoon and only minutes from the beach, shopping, dining, and St. Andrews Street Park. Everything you love about coastal Florida living is right at your doorstep. Come experience the Shade Tree lifestyle for yourself - this sweet condo is ready to welcome you home! Call to schedule a showing today!

Highlights

Listed by Aaron Payne , 850-890-5268 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1986

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Shade Tree Condo Ph II

Listing ID

790337

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Tub Shower, Upper Level Primary, Walk-In Pantry

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$1,090
Taxes
$175
HOA
$0

Home Price

$215,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$43,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,090.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,090.44 $175.33 $0.00 $1,265.77
Yearly $13,085.27 $2,104.00 $0.00 $15,189.27
Total $392,558.20 $63,120.00 $0.00 $455,678.20

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS