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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7125 N Lagoon Drive J , Panama City, FL 32408
$175,000
Est. Payment: $966.85/mo
2 Bed
2 Bath
1200 Sqft
Status: Active | Days on site: 255
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BSGC - B5628
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Harrison Lilly Team
Owner/Operator

House Description

PRICE REDUCTION! AND THAT'S NOT ALL.... NEW HVAC SYSTEM, NEW HOT WATER HEATER WITH EXPANSION TANK & GARBAGE DISPOSAL. Roof and gutters were replaced approximately 5 years ago. This 1st floor flat condo is ideally located on the east end of PCB, conveniently close to the beach and St. Andrews Park. Enjoy easy access to nearby outdoor activities, restaurants, and shopping. This small complex offers a quiet setting with a community pool and a relaxed coastal atmosphere. The unit is ideally situated on the first floor and features a desirable split-bedroom plan. Both bedrooms include walk in closets, with the primary bedroom offering a private en-suite bath. The secondary bath is accessible from both the guest bedroom and the open living area, providing added convenience. Sliding glass doors offer peaceful views of the surrounding green space, enhancing the bright and open feel of the living area and guest room. The kitchen includes a breakfast bar and pantry with a view of the living area, creating a welcoming and functional space. A dedicated laundry area. INCLUDES WASHER & DRYER. It is only a few steps from the pool for a day of relaxation. With endless potential, this unit is perfect for effortless living, or short-term and long-term investment. This unit presents an excellent opportunity for someone looking for a renovation project. With some updates the space could be transformed into a comfortable and attractive coastal retreat. Motivated sellers have priced this unit for a quick sale. Don't miss out on this opportunity. . All measurements are approximate. If important, please self-measure.

Highlights

Listed by Rita B Hansen , 850-832-3303 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

530 Monthly

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Shade Tree Condo Ph II

Listing ID

783467

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Jetted Tub, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0
Zoning:Resid Multi-Family
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$967
Taxes
$124
HOA
$530

Home Price

$175,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$35,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$966.85

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $966.85 $123.83 $530.00 $1,620.68
Yearly $11,602.20 $1,486.00 $6,360.00 $19,448.20
Total $348,065.93 $44,580.00 $190,800.00 $583,445.93

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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