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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5115 Gulf Dr Unit 2105 , Panama City, FL 32408
$460,000
Est. Payment: $2,541.43/mo
1 Bed
2 Bath
873 Sqft
Status: Active | Days on site: 420
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BCRR - B1064,B7107
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Harrison Lilly Team
Owner/Operator

House Description

A rare find in the ''05' units at Seychelles. Out of the 197 units there are only 21 units that offer the layout offering direct gulf views from the primary bedroom. Experience true beachfront living in Seychelles Unit 2105. This beautifully appointed Gulf-front condo features a spacious master bedroom overlooking the emerald waters of the Gulf of Mexico aka Gulf of America! Wake up to breathtaking sunrises and the sound of the waves. There is a Bunk Room that is used as a 2nd bedroom with 2 twin beds. Enjoy the coastal breeze from your 25 foot covered oversized balcony, perfect for relaxing or entertaining. This unit offers stunning gulf front views from the main living area, dining, kitchen and the master bedroom. Enjoy the gulf views from the fully equipped kitchen with a breakfast bar, all appliances and a pantry. This well-maintained resort in the heart of it all features two swimming pools, hot tub, fitness center, a covered parking garage and direct beach access to the World's most beautiful beaches and the Emerald blue green Gulf waters!!!! Enjoy your vacations here and also take advantage of the turnkey rental-ready unit with a track record of repeat customers. Located in the heart of Bay County on the World's Most Beautiful Beaches! You may want to visit St. Andrews State Park with approximately 1000 acres of pristine beaches and nature. You can walk, bike, or drive to this amazing State Park. Take advantage of the gulf front views while dining from the famous Schooners located right next door!!!! Schooners is a Panama City Beach favorite and known as ''The best local Beach Club'' with great food & fun! Did I mention there are numerous marinas and plenty of boating opportunities just around the corner on Grand Lagoon with access to the Gulf of Mexico??? You will be amazed at this location and all it has to offer.....!!!!

Highlights

Listed by Natalie A Ryan , 850-960-1731 and Melissa K Ryan , 850-960-7653 CENTURY 21 Ryan Realty Inc , 850-233-7926. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2342.96 Quarterly

Year Built

2006

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Seychelles Resort Condominium

Listing ID

775818

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Handicap Access, Main Level Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:0X0
Zoning:County, Resort
Parking Features:Additional Parking,Gated,Paved,Parking Lot
Principal Interest
$2,541
Taxes
$345
HOA
$2,343

Home Price

$460,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$92,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,541.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,541.43 $345.33 $2,342.96 $5,229.73
Yearly $30,497.20 $4,144.00 $28,115.52 $62,756.72
Total $914,916.15 $124,320.00 $843,465.60 $1,882,701.75

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

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