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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1014 Hamilton Ave , Panama City, FL 32401
$245,000
Est. Payment: $1,353.59/mo
3 Bed
2 Bath
1056 Sqft
0.14 Acres
Status: Active | Days on site: 1
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Harrison Lilly Team
Owner/Operator

House Description

**Welcome Home to 1014 Hamilton Ave, Panama City, FL 32401** Discover incredible value in this charming 3-bedroom, 2-bathroom home now available in the heart of Panama City! At just 1,056 square feet, this thoughtfully designed residence proves that smart living doesn't have to break the bank. Every dollar stretches further here, making this an exceptional opportunity for first-time buyers, savvy investors, or anyone seeking affordable coastal living. Step inside and you'll immediately notice the beautiful tile flooring flowing seamlessly throughout the entire home. Vaulted ceilings in the living and dining areas create an airy, open atmosphere that makes the space feel wonderfully expansive. The kitchen is a true standout, featuring gleaming granite countertops and stainless steel Whirlpool appliances that blend modern style with everyday functionality. The spacious master bedroom offers a private en-suite bath, providing your own personal retreat after long days. Outside, this gem continues to impress. A durable metal roof delivers lasting peace of mind, while lush Bermuda grass in both the front and back yards is maintained effortlessly thanks to a built-in irrigation system. Gather friends and family around the outdoor fire pit on cool Florida evenings, all within the comfort of a privacy-fenced backyard. The location is equally appealing. Bay High School sits just minutes away, with nearby Whittington Park offering green space for recreation and Target Grocery providing convenient shopping access. At this price point, opportunities like this don't linger on the market. Schedule your showing today before this one slips away!

Highlights

Listed by Yeidy Mundo , 850-368-6749 and Coastal Connections Group , 850-308-0953 Compass , 850-296-9769. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.14

Year Built

2020

County

Bay

Area

27 - Bay County

Neighborhood

Seglers 2Nd Addn

Listing ID

1004745

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Stove/Oven Electric
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Tile
Other:
  • ▪ Additional:Ceiling Vaulted, Lighting Recessed

Exterior Features

Lot:Sidewalk
Lot Dimensions:45x134
Zoning:Resid Single Family
Others:
  • ▪ Additional:Fenced Back Yard, Sprinkler System
Sewer:Public Sewer
Principal Interest
$1,354
Taxes
$209

Home Price

$245,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$49,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,353.59

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,353.59 $208.57 $0.00 $1,562.16
Yearly $16,243.08 $2,502.83 $0.00 $18,745.91
Total $487,292.30 $75,084.90 $0.00 $562,377.20

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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