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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8410 Thomas Dr Unit 6 , Panama City, FL 32408
$499,000
Est. Payment: $2,530.83/mo
2 Bed
3 Bath
1152 Sqft
Status: active | Days on site: 93
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Beach cottage located just steps from the Gulf in the highly desirable Thomas Drive area of Panama City Beach. This 2-bedroom, 3-bath home offers approximately 1,152 square feet of living space and the charm of a detached beach house with convenient access to nearby beach access points along the Gulf of Mexico. The home features a comfortable layout with an open living and dining area that flows into the kitchen, creating an inviting space for relaxing after a day at the beach. Two spacious bedrooms and three full bathrooms provide flexibility for guests and rental potential. One of the biggest advantages of this property is its location. Situated along Thomas Drive, the home is within a short distance of public beach access, local restaurants, marinas, and many of the attractions that make the east end of Panama City Beach so popular. Properties in this area are often sought after for vacation homes and investment opportunities due to their proximity to the beach and strong rental demand throughout the year. Whether you're searching for a beach getaway, an income-producing vacation rental, or a coastal retreat, this property offers an excellent opportunity to own near the Gulf in one of Panama City Beach's most established beachside areas.

Highlights

Listed by Beth Mulvey , 256-566-5482 and Brianna R Anderson , 850-718-6772 Beach House Sales and Development , 256-566-5482. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.04

HOA Fee

Year Built

2005

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Seaview Village

Listing ID

784771

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:70x37
Roof:Metal
Others:
  • Additional:Covered Patio, Outdoor Shower
Sewer:Public Sewer
Principal Interest
$2,531
Taxes
$377
HOA
$0

Home Price

$499,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,530.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,530.83 $377.25 $0.00 $2,908.08
Yearly $30,370.01 $4,527.00 $0.00 $34,897.01
Total $911,100.19 $135,810.00 $0.00 $1,046,910.19

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS