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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4701 Thomas Dr Unit 214 , Panama City, FL 32408
$439,000
Est. Payment: $2,425.41/mo
1 Bed
2 Bath
648 Sqft
Status: Active | Days on site: 2
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Harrison Lilly Team
Owner/Operator

House Description

Very rarely available in Seaside Villas! Discover this nicely remodeled one-bedroom, one-and-a-half-bath condominium on the coveted far east end of Panama City Beach--just minutes from St. Andrews State Park. Located on the second floor, this inviting residence offers peaceful Gulf views across the landscaped courtyard and lawn. Seaside Villas is a low-density, Gulf-front community with less than 75 units, offering a quieter alternative to the area's larger condominium towers. Bring your suitcase and start enjoying the beach lifestyle you've been needing. Whether you are seeking a personal getaway, vacation home, or investment opportunity, this turnkey coastal retreat puts you close to the beach, park, dining, boating, and all the best of the east end of Panama City Beach. Ideal as a personal retreat, second home, or vacation-rental opportunity. It's time to exhale, and enjoy the beach life you've been dreaming about. 📍 Far East End, Panama City Beach 🏖️ Walk to St. Andrews State Park 🌴 Quiet, low-density coastal community ✨ Remodeled and move-in ready

Highlights

Listed by Janis L Boatright , 850-866-9918 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

655 Monthly

Year Built

1970

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Seaside Villas Condo

Listing ID

793940

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot Dimensions:0x0
Others:
  • ▪ Additional:Porch
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$2,425
Taxes
$187
HOA
$655

Home Price

$439,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$87,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,425.41

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,425.41 $187.42 $655.00 $3,267.83
Yearly $29,104.94 $2,249.01 $7,860.00 $39,213.95
Total $873,148.24 $67,470.30 $235,800.00 $1,176,418.54

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS