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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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12302 Country Club Dr , Panama City, FL 32404
$275,000
Est. Payment: $1,519.34/mo
3 Bed
2 Bath
1661 Sqft
0.34 Acres
Status: Pending | Days on site: 88
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 12302 Country Club Drive in the desirable Sandy Creek community! If you're looking for a move-in ready home where the work has already been done, this is it. This beautifully updated 3-bedroom, 2-bath home offers the perfect blend of comfort, convenience, and the peaceful lifestyle that makes Sandy Creek so special. Inside, you'll find tile flooring throughout the main living areas, brand-new LVP flooring in all bedrooms, fresh interior paint, new light fixtures, and brand-new windows that fill the home with natural light. Major system updates provide peace of mind, including a 2024 HVAC system and two water heaters, ensuring plenty of hot water for family and guests alike. One of the standout features of this home is the wonderful Florida room, offering a bright and relaxing additional living space perfect for morning coffee, entertaining, or simply enjoying the surrounding peaceful setting. Outside, enjoy fresh landscaping and a property that is truly turnkey--simply unpack and start enjoying your new home. Sandy Creek is known for its quiet, laid-back atmosphere where life moves at a more comfortable pace. Residents enjoy access to excellent fishing, boating, and outdoor recreation, with nearby waterways providing endless opportunities to enjoy the Florida lifestyle. Whether you're spending the day on the water, relaxing at home, or exploring the surrounding area, you'll appreciate the serenity this community offers. Conveniently located just minutes from Tyndall Air Force Base, the white-sand beaches of Mexico Beach, and the shopping, dining, and entertainment of Port St. Joe--and close to Panama City Beach as well--this home provides the perfect balance of peaceful living and easy access to everything the Forgotten Coast has to offer. Move-in ready, beautifully updated, and located in one of the area's most desirable waterfront communities--12302 Country Club Drive is ready to welcome you home.

Highlights

Listed by Team Don and Bubba , 850-624-8433 eXp Realty, LLC , 850-624-8433. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.34

Year Built

1983

County

Bay

Area

05 - Bay County - East

Neighborhood

Sandy Creek

Listing ID

791611

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:110.0 ft x 135.0 ft
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$1,519
Taxes
$175

Home Price

$275,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$55,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,519.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,519.34 $175.31 $0.00 $1,694.65
Yearly $18,232.02 $2,103.75 $0.00 $20,335.77
Total $546,960.74 $63,112.50 $0.00 $610,073.24

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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