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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4114 Holiday Dr Unit 6 , Panama City, FL 32408
$219,900
Est. Payment: $1,214.92/mo
1 Bed
2 Bath
620 Sqft
Status: Active | Days on site: 794
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BCRR - B1404
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

JUST UPGRADED THE UNIT WITH A BRAND NEW HVAC SYSTEM AND BRAND NEW STAINLESS STEEL REFREGERATOR. SELLER IS HIGHLY MOTIVATED AND OPEN TO ALL OFFERS.. ALSO INCLUDED- I YEAR HOME WARRANTY - This cute 1 bedroom condo with a Loft is just steps away from the sandy, white beaches! This great east side location offers a quieter, less busy feel and is right off Thomas Dr. This beachy condo has been customized to be made into two bedrooms with two full bathrooms(one bathroom downstairs and one master bath upstairs). This unit has upgrades to include; the smart nest thermostat, a smart camera for added security, new ceiling fans, countertops. faucets and appliances. Enjoy Gulf views from the beach in the morning and sunset views in the evening! This unit is an excellent entry level opportunity to get steps away from the sandy, white beaches without busting the budget.
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Highlights

Listed by Lance Rhea , 850-532-8414 CENTURY 21 Ryan Realty Inc , 850-233-7926. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1559 Quarterly

Year Built

1984

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Sand Castles Villa

Listing ID

758911

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:0x0
Roof:Metal
Sewer:Public Sewer
Principal Interest
$1,215
Taxes
$229
HOA
$1,559

Home Price

$219,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$43,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,214.92

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,214.92 $228.75 $1,559.00 $3,002.67
Yearly $14,578.99 $2,745.00 $18,708.00 $36,031.99
Total $437,369.70 $82,350.00 $561,240.00 $1,080,959.70

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS