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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3918 Bungalow Ln , Panama City, FL 32408
$65,000
Est. Payment: $329.67/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 211
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Prime Residential Vacant Lot in Sanctuary Beach ready for your new custom dream house! Gated subdivision, not in a flood zone (Flood Zone X), half a block from the community pool, and in the most beautiful neighborhood in Bay County! Located in an exclusive gated community, Sanctuary Beach, and perfectly positioned beside the 12th hole of the prestigious Bay Point Golf Course, this rare opportunity offers golf course views, woods, added privacy, and endless possibilities. Watch deer walking through your back yard! Secluded property, underground utilities, low association fees. Natural gas is an option on this lot for cooking and heating. Close to shopping, marinas, the Bay, golf courses, plenty of restaurants, entertainment, and minutes from the Gulf of Mexico. $175 New Buyer fee includes Capital Contribution Fee and Transfer fee per lot. Building restrictions have been lowered to make it easy to build.
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Highlights

Listed by Laurie W McKay , 850-866-9230 and Denise Hindes , 404-401-2444 Coastal Living Realty & Associates , 404-401-2444. Bay County Association of REALTORS

Property Type

Vacant Land
Lot/Acreage
0.06

HOA Fee

639 Quarterly

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Sanctuary Beach

Listing ID

783290

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:0
  • ▪ Bathrooms:0
  • ▪ Full Bathrooms:

Exterior Features

Lot:Paved
Lot Dimensions:50x52
Zoning:Resid Single Family
Principal Interest
$330
Taxes
$52
HOA
$639

Home Price

$65,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$13,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$329.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $329.67 $52.17 $639.00 $1,020.83
Yearly $3,956.01 $626.00 $7,668.00 $12,250.01
Total $118,680.38 $18,780.00 $230,040.00 $367,500.38

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS