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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3914 Bungalow Ln , Panama City, FL 32408
$82,500
Est. Payment: $418.42/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 98
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Beautiful residential lot ideally suited for a garden home in the highly desirable Sanctuary, a private gated community offering upscale living and a peaceful setting. This homesite is perfect for retirees, seasonal residents or anyone seeking a low-maintenance lifestyle in a secure and well maintained neighborhood. Residents of the Sanctuary enjoy easy access to a community pool and the added peace of mind that comes with HOA-managed grounds and standards, helping preserve the integrity and long-term value of the neighborhood. Conveniently located near premier golf course, stunning beaches and St. Andrews Bay, public boat ramps and marinas for boating and fishing opportunities, as well as shopping, dining, medical facilities and entertainment. Whether you envision building a custom garden home for personal use or are a builder looking for an attractive opportunity in a sought-after gated community, this lot offers flexible and strong appeal. Build your dream home in a setting that combines privacy, convenience, and an exceptional coastal lifestyle in Panama City Beach.

Highlights

Listed by Alisa A Duren , 850-832-0950 Bluewater Realty of Bay County Inc , 850-832-0950. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.06

HOA Fee

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sanctuary Beach

Listing ID

785549

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Paved
Lot Dimensions:49 X 49
Zoning:Resid Single Family
Principal Interest
$418
Taxes
$54
HOA
$0

Home Price

$82,500

Loan Details

30 yrs
6.529%

Down Payment

20%
$16,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$418.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $418.42 $53.67 $0.00 $472.09
Yearly $5,021.09 $644.00 $0.00 $5,665.09
Total $150,632.80 $19,320.00 $0.00 $169,952.80

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS