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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3539 Sanctuary Dr , Panama City, FL 32408
$796,900
Est. Payment: $4,041.73/mo
5 Bed
4 Bath
3065 Sqft
Status: active with contingency | Days on site: 171
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS'' Welcome to your dream home in the sought-after Sanctuary Beach community. This beautiful new construction features 5 spacious bedrooms and 3.5 bathrooms, providing ample space for families or guests. Enjoy the convenience of dual primary bedrooms, one located upstairs and another downstairs, perfect for multi-generational living. Nestled in a gated community, this home is just a short distance from the water, allowing for easy access to beach activities and relaxation. Residents can take advantage of community amenities, including a sparkling pool and a designated area to launch kayaks. Inside, the home boasts a modern and functional design with soft-close cabinets, a farmhouse sink, and a drawer microwave in the gourmet kitchen. The butler's pantry offers extra storage and prep space, while the separate dining area is ideal for entertaining. A mud room with a built-in bench adds practicality to everyday living. Built for comfort and efficiency, this home features wall-to-wall spray foam insulation, ensuring a cozy environment year-round. Enjoy outdoor gatherings with gas ran to the back porch, and relax on the inviting porches with elegant tongue and groove wood underlay. The property is equipped with a sprinkler system and comes with a termite bond for added peace of mind. Don't miss this opportunity to own a luxurious new home in a vibrant community. Schedule your showing today!

Highlights

Listed by Andrew T Beckman , 850-628-4447 RE Florida Homes , 954-589-7099. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

HOA Fee

200 Quarterly

Year Built

2024

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Sanctuary Beach

Listing ID

784436

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Gas Range, Tankless Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Interior Steps, Main Level Primary, Smart Home, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:115x63x105x47
Others:
  • Additional:Covered Patio
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$4,042
Taxes
$691
HOA
$200

Home Price

$796,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$159,380
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,041.73

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,041.73 $691.42 $200.00 $4,933.14
Yearly $48,500.72 $8,297.00 $2,400.00 $59,197.72
Total $1,455,021.52 $248,910.00 $72,000.00 $1,775,931.52

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS