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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3745 Shoreline Cir , Panama City, FL 32405
$425,344
Est. Payment: $2,157.26/mo
4 Bed
4 Bath
2035 Sqft
Status: pending | Days on site: 19
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

A boater friendly community, with waterfront and water view homesites, centrally located in Panama City, being within 1 mile to a wide variety of new restaurants and shops on 23rd Street and within 2 miles from the Hathaway Bridge connecting you to the sugar-white sandy beaches of Panama City Beach. Boaters and water enthusiasts will love this community where every homesite either has water frontage for a future dock or extra space within the homesite to store your boat, and a public launch within the community, starting at an attainable price point. The BETHANY II H in Saltaire community offers a 4BR/3.5BA 2-story design with the master on the first floor and bonus room upstairs. Upgrades for this home include blinds for the windows, upgraded kitchen backsplash, quartz countertops, revwood flooring, wood look ceramic tile flooring, framed mirrors in all bathrooms, undermount cabinet lighting, LED coach lights on each side of the garage, gutters, custom tiled shower in master bathroom, soft close doors and drawers for cabinets, and more! Special Features: double vanity, large shower, and walk-in closet in master bath, ensuite bathroom in bedroom 2, walk-in pantry, boot bench closet in foyer, double vanity in upstairs bathroom, covered porches, undermount sinks, custom kitchen backsplash, LED lighting, smart connect WIFI thermostat, landscaping, architectural 30-year shingles, flood lights, and more! Energy efficient features: water heater, electric kitchen appliance package, vinyl Low E windows, and more! Energy Star Partner.

Highlights

Listed by MaryWyman Taylor , 251-277-1674 DSLD Homes Florida LLC , 850-868-0222. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.17

HOA Fee

Year Built

2026

County

Bay

Area

02 - Bay County - Central

Neighborhood

Saltaire

Listing ID

791107

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Interior Steps, Main Level Primary, See Remarks, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:55x132
Zoning:Resid Single Family
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,157
Taxes
$271
HOA
$0

Home Price

$425,344

Loan Details

30 yrs
6.529%

Down Payment

20%
$85,069
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,157.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,157.26 $271.16 $0.00 $2,428.42
Yearly $25,887.17 $3,253.88 $0.00 $29,141.06
Total $776,615.23 $97,616.45 $0.00 $874,231.67

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS