2.875% Assumable VA Loan! This home features an assumable VA loan with an approximate balance of $275,000 at an attractive 2.875% interest rate (subject to lender approval and VA assumption requirements). Custom home built by Ben Wortman Welcome to 3915 Indian Springs Road in the highly desirable Riverside community of Panama City! Built in 2021, this spacious 4-bedroom + bonus room with a closet, 2.5-bath, home offers over 2,600 square feet of thoughtfully designed living space with modern finishes, open-concept living, and plenty of room for entertaining. Step inside to discover a bright and inviting floor plan featuring a large living area, high ceilings, abundant natural light, and a beautifully designed kitchen complete with granite countertops, stainless steel appliances, a large island, and ample cabinet space. The oversized primary suite provides a relaxing retreat with a spacious ensuite bath, double vanities, soaking tub, separate shower, and generous walk-in closet. Upstairs offers additional living flexibility with spacious guest bedrooms and a versatile loft area perfect for a second living room, office, playroom, or media space. The backyard provides plenty of room for outdoor entertaining and pets. Located in the sought-after Riverside subdivision, residents enjoy convenient access to schools, shopping, dining, Tyndall Air Force Base, and all that Panama City has to offer. This move-in ready home combines modern construction, energy efficiency, and functional living in one of the area's fastest-growing communities. Why People Choose Riverside: Schools: Sits directly across from North Bay Haven Charter Academy a K-12 school in Bay County. Amenities: Features over 2 miles of paved walking trails, community pool, fitness center, waterfront community docks, a clubhouse, playground, and a basketball court. Vibe: Known for its lush greenery, mature oak trees draped in Spanish moss, and a quiet, tight-knit neighborhood atmosphere. Schedule your showing today!