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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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5801 Thomas Dr Unit 621 , Panama City, FL 32408
$495,000
Est. Payment: $2,734.80/mo
3 Bed
2 Bath
1372 Sqft
Status: Active | Days on site: 3
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BSTG - B10185
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Harrison Lilly Team
Owner/Operator

House Description

Rare Gulf-Front Opportunity at Regency Towers! Experience breathtaking, panoramic views of the Gulf from this highly sought-after front-stack 3-bedroom, 2-bath residence at Regency Towers. Rarely available on the beachfront, this spacious residence offers a layout well-suited as a primary home, vacation getaway, or income-producing short-term rental. Clear views of emerald waters and picturesque sunsets await from your private Gulf-front balcony, accessible right off the living area. The open floor plan includes a full kitchen, generous dining and living spaces, and comfortably proportioned bedrooms designed to accommodate family and guests with ease. Regency Towers provides an array of resort-style amenities, including two large beachfront pools, a poolside bar and grill, fitness center, billiards room, movie nights, and direct gated access to the white sand beaches. All of this is situated just minutes from Panama City Beach's top dining, shopping, and entertainment spots. Offered fully furnished and turnkey--complete with furniture, decor, and kitchen essentials--this property is set up for immediate personal enjoyment or rental potential.

Highlights

Listed by Theresa L Applegate , 330-219-1645 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

2546.3 Quarterly

Year Built

1975

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Regency Towers

Listing ID

796233

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Tub Shower

Exterior Features

Lot Dimensions:0x0
Roof:Flat
Sewer:Public Sewer
Parking Features:Gated,Parking Lot
Principal Interest
$2,735
Taxes
$372
HOA
$2,546

Home Price

$495,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$99,000
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Monthly Price:
$2,734.80

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,734.80 $372.10 $2,546.30 $5,653.21
Yearly $32,817.64 $4,465.25 $30,555.60 $67,838.49
Total $984,529.33 $133,957.50 $916,668.00 $2,035,154.83

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

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