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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4100 Marriott Dr Unit 809 , Panama City, FL 32408
$669,000
Est. Payment: $3,696.13/mo
2 Bed
2 Bath
1458 Sqft
Status: Active | Days on site: 1
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BSTG - B10780
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to Penthouse Unit 809 at Reflections at Bay Point! Where panoramic views and beautifully updated interiors create an exceptional coastal retreat. From this stunning home, enjoy expansive bay and Gulf views as well as the golf course and pool area, creating an impressive backdrop from morning to evening. This 2 bedroom, 2 bath condo has been thoughtfully updated with luxury vinyl plank flooring, fresh paint, crown molding, custom window and door trim, shiplap accents and updated lighting. The beautifully renovated kitchen features soft-close cabinetry, custom storage with lazy Susans & wine rack, granite countertops and backsplash, a Kohler cast iron farmhouse sink and Bosch appliances including an induction/convection range, convection microwave and dishwasher. The spacious owner's suite takes advantage of the beautiful views and features an updated bath including new shower glass, tile & fixtures, flooring, granite countertops, vessel sinks, heated towel racks and updated lighting. The guest bedroom features a beautiful elevated view overlooking the Bay Point community and its lush coastal surroundings. The guest bath has also been beautifully updated with new tile, glass, fixtures, granite countertop and vessel sink. Recent improvements include an upgraded HVAC system in January 2026 and Aeroseal duct sealing, along with numerous additional updates throughout the residence. Reflections amenities include its beautiful lagoon-style pool, spas, fire pit and grilling/dining areas providing a relaxing resort style setting just steps from home. Beyond Reflections, the surrounding Bay Point area offers golf, Point South Marina and dining nearby. Head to the pier at Pelican's to catch a catamaran for a day on the water or simply enjoy a breathtaking sunsets. Whether enjoying the panoramic views or heading out to experience Panama City Beach, Penthouse Unit 809 offers an impressive combination of location, beautiful updates and elevated coastal living. A must-see home!

Highlights

Listed by Tina L Gates , 850-238-2366 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1115 Monthly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Reflections

Listing ID

796120

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Convection Oven, Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Separate Shower

Exterior Features

Lot Dimensions:0x0
Principal Interest
$3,696
Taxes
$286
HOA
$1,115

Home Price

$669,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$133,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,696.13

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,696.13 $285.93 $1,115.00 $5,097.06
Yearly $44,353.54 $3,431.17 $13,380.00 $61,164.71
Total $1,330,606.31 $102,935.10 $401,400.00 $1,834,941.41

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS