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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4100 Marriott Dr Unit 401 , Panama City, FL 32408
$1,095,000
Est. Payment: $6,049.72/mo
4 Bed
5 Bath
2672 Sqft
Status: Active | Days on site: 4
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TRE1 - B12845
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Harrison Lilly Team
Owner/Operator

House Description

Rare Fully Furnished Four-Bedroom Bayfront Residence at Reflections Luxury waterfront living meets effortless coastal style in this recently renovated, fully furnished four-bedroom, four-and-a-half-bath corner residence at Reflections at Bay Point. Offered at $1,095,000 and including an approximately $125,000 furniture and decor package, Unit 401 is beautifully appointed and ready to enjoy from day one. With 2,672 square feet of living space, this impressive residence features an open-concept living and dining area surrounded by expansive windows that fill the home with natural light and showcase breathtaking views of St. Andrews Bay, the resort-style pool, and the surrounding Bay Point community. An expansive covered balcony provides exceptional outdoor living space for relaxing, entertaining, and enjoying the beautiful coastal scenery. Recent renovations include new quartz countertops in the kitchen and four bathrooms, creating a fresh and polished look throughout the residence. The spacious kitchen also offers abundant cabinetry, stainless steel appliances, an oversized breakfast bar, and plenty of room for gathering. Each bedroom provides access to a private or adjoining bathroom, offering comfort and privacy for family members and guests. The spacious fourth bedroom is furnished with two beds and includes an additional sitting area, providing excellent flexibility for hosting larger groups or creating a private guest retreat. Reflections at Bay Point offers a true resort-style experience with a spectacular lagoon-style pool, hot tub, tropical landscaping, grilling and picnic areas, a community room, elevators, on-site Serenity Spa, and gated security. Golf, boating, waterfront dining, and the Bay Point Marina are all conveniently nearby. Whether used as a primary residence, luxurious vacation retreat, or investment property, this recently renovated corner residence offers an exceptional combination of space, furnishings, views, and amenities in one of Panama City Beach's most distinctive waterfront communities. All measurements and information are approximate and should be verified by the buyer if important.

Highlights

Listed by Ronnie W Evans , 850-774-9328 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1115 Monthly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Reflections

Listing ID

795789

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater, Gas Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:0 x 0 - Condo
Parking Features:Parking Lot
Principal Interest
$6,050
Taxes
$847
HOA
$1,115

Home Price

$1,095,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$219,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,049.72

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,049.72 $846.85 $1,115.00 $8,011.57
Yearly $72,596.61 $10,162.20 $13,380.00 $96,138.81
Total $2,177,898.22 $304,866.00 $401,400.00 $2,884,164.22

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

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