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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4100 Marriott Dr Unit 210 , Panama City, FL 32408
$449,000
Est. Payment: $2,480.66/mo
2 Bed
2 Bath
1458 Sqft
Status: Active | Days on site: 6
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DWINC - B11004
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Welcome to Reflections at Bay Point! This beautifully decorated, exceptionally maintained 2-bedroom, 2-bath condo comes fully furnished and ready to enjoy. It does allow Short term rentals so come play and let others pay to stay. The open-concept layout and LVP flooring throughout make the space feel bright and easy to care for, while the oversized balcony gives you room to unwind and take in the water views. The seller has used this as a second home and shared it with friends and family. Whether you're looking for a primary residence or a getaway you can rent when you're away, this one offers plenty of possibilities. Reflections is nestled on the Grand Lagoon near the Bay Point golf course, and the amenities are stacked deep: a lagoon-style pool, Serenity Spa on site, and the best part a golf cart-friendly community. Come see why life at Bay Point is so easy to love!
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Highlights

Listed by Sandi Smith , 229-326-2998 Dalton Wade Inc , 888-668-8283. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1115 Monthly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Reflections

Listing ID

796098

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl

Exterior Features

Lot Dimensions:0x0
Principal Interest
$2,481
Taxes
$441
HOA
$1,115

Home Price

$449,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$89,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,480.66

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,480.66 $441.46 $1,115.00 $4,037.12
Yearly $29,767.92 $5,297.52 $13,380.00 $48,445.44
Total $893,037.72 $158,925.60 $401,400.00 $1,453,363.32

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS