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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4100 Marriott Dr Unit 208 , Panama City, FL 32408
$419,900
Est. Payment: $2,129.65/mo
2 Bed
2 Bath
1458 Sqft
Status: active | Days on site: 207
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Wow - gorgeous from the moment you open the door! Experience lagoon-front living in this stunning 2-bedroom, 2-bath coastal residence located in the highly desirable Bay Point community. Your condominium features a fully updated kitchen, new luxury vinyl plank flooring throughout, a brand-new HVAC system, open-concept layout, and elegant board-and-batten wood trim details. Step onto your private balcony—ideal for relaxing or entertaining—while taking in spectacular water views and unforgettable sunsets. Reflections at Bay Point offers breathtaking lagoon and St. Andrew's Bay views along with resort-style amenities including a lagoon pool, heated pool, hot tub, fire pits, outdoor grilling areas, and an owners' lounge. Residents also enjoy access to Bay Points Nicklaus-designed golf course, Point South Marina, and waterfront dining just steps away. Ideally located near St. Andrews State Park and the desirable east end, you can take advantage of opportunities for boating, fishing, shopping, dining, and all the attractions Panama City Beach has to offer. Whether you're searching for a primary residence, second home, or vacation rental opportunity, this property checks all the boxes. Schedule your private showing today!

Highlights

Listed by Michele Morros , 850-258-9878 and Ann Wohlford , 850-624-6909 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1115 Monthly

Year Built

2007

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Reflections

Listing ID

784142

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:Condo
Zoning:Resid Multi-Family
Sewer:Public Sewer
Parking Features:Paved,Parking Lot
Principal Interest
$2,130
Taxes
$454
HOA
$1,115

Home Price

$419,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$83,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,129.65

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,129.65 $453.92 $1,115.00 $3,698.57
Yearly $25,555.84 $5,447.00 $13,380.00 $44,382.84
Total $766,675.29 $163,410.00 $401,400.00 $1,331,485.29

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS