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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7314 Rachel Way , Panama City, FL 32404
$384,900
Est. Payment: $2,126.52/mo
3 Bed
3 Bath
1696 Sqft
0.32 Acres
Status: Active | Days on site: 13
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BCC2 - B12218,B10564
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to this stunning custom built 3 bedroom, 2.5 bath home offering 1,696 square feet of thoughtfully designed living space with peaceful pond views. From the moment you arrive, the modern farmhouse exterior, board and batten siding, warm wood accents, and inviting entry set this home apart. Inside, you'll find an open concept layout filled with natural light and upscale finishes throughout. The beautiful kitchen features quartz countertops, custom cabinetry, a large center island, stylish pendant lighting, tile backsplash, and designer hardware perfect for both everyday living and entertaining. One of the home's standout features is the custom walk-in pantry, complete with built-in shelving, cabinetry, countertop workspace, and plenty of storage. The primary suite continues the custom feel with a spa inspired bathroom featuring a double vanity, freestanding soaking tub, oversized tiled walk-in shower, frameless glass enclosure, and modern black fixtures. With 3 bedrooms, 2.5 baths, a two car garage, custom finishes, and a pond front setting, 7314 Rachel Way combines modern style, functionality, and peaceful waterfront living in one beautiful package. Brand new construction without the cookie cutter feel this one needs to be seen in person.

Highlights

Listed by Buck F Henry , 850-541-5990 and Cari Henry , 850-596-0303 CENTURY 21 Commander Realty , 850-769-8326. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.32

Year Built

2026

County

Bay

Area

05 - Bay County - East

Neighborhood

Rachels Landing

Listing ID

794902

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:130x92x128x90x28
Zoning:City, Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$2,127
Taxes
$59

Home Price

$384,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$76,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,126.52

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,126.52 $59.40 $0.00 $2,185.92
Yearly $25,518.20 $712.81 $0.00 $26,231.01
Total $765,546.14 $21,384.30 $0.00 $786,930.44

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS