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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3604 Preserve Boulevard , Panama City, FL 32408
$1,550,000
Est. Payment: $8,563.53/mo
0.48 Acres
Status: Active | Days on site: 22
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BBPR - B5033
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Don't miss your chance to own this magnificent waterfront lot in The Preserve on the Bay. With the expansive water front and the preserved nature areas, the Preserve is the most unique community on Panama City Beach. This large homesite is almost half an acre and has panoramic water views of St Andrews Bay. Build your dream home and dock for easy boating in the bay or gulf! The Preserve is gated and features a manned, 24 hour security gate. It is just minutes away from all the restaurants and attractions offered on Panama City Beach yet it is quiet and secluded!
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Highlights

Listed by Ray E Young , 850-832-9999 Bay Point Real Estate Co , 850-235-6966. Bay County Association of REALTORS

Property Type

Vacant Land
Lot/Acreage
0.48

HOA Fee

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Preserve On The Bay Ph II

Listing ID

790613

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Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:100x220x101x215
Zoning:Deed Restrictions, Resid Single Family
Principal Interest
$8,564
Taxes
$816
HOA
$0

Home Price

$1,550,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$310,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,563.53

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,563.53 $815.50 $0.00 $9,379.03
Yearly $102,762.32 $9,786.00 $0.00 $112,548.32
Total $3,082,869.63 $293,580.00 $0.00 $3,376,449.63

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS