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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3718 Preserve Bay Boulevard , Panama City, FL 32408
$1,450,000
Est. Payment: $8,011.04/mo
0.4 Acres
Status: Active | Days on site: 2
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BCRR - B3500
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

THE PRESERVE -- WATERFRONT HOMESITE WITH PRIVATE DOCK! This is your opportunity to build your dream home on a beautiful waterfront homesite at 3718 Preserve Bay Blvd. in Panama City Beach. With direct St. Andrews Bay frontage and a private dock already in place, this property is ready for you to bring your boat, kayaks, paddleboards, or simply enjoy breathtaking sunsets from the water. Enjoy the rare convenience of boating and fishing right from your backyard, with access to the Gulf. Design a custom waterfront residence perfectly suited to the Florida coastal lifestyle. Located in the desirable Preserve Bay community, this homesite offers a peaceful waterfront setting while remaining just minutes from Panama City Beach's beautiful beaches, marinas, restaurants, shopping, and entertainment. Whether you're ready to build your forever home or seeking a premier waterfront investment, this is your opportunity to create your own private retreat on St. Andrews Bay.
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Highlights

Listed by Katie L Patronis , 850-960-0474 CENTURY 21 Ryan Realty Inc , 850-233-7926. Bay County Association of REALTORS

Property Type

Vacant Land
Lot/Acreage
0.4

HOA Fee

2035.55 Annually

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

Preserve On The Bay Ph I

Listing ID

795372

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Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:45X108X357X150X325
Principal Interest
$8,011
Taxes
$924
HOA
$2,036

Home Price

$1,450,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$290,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,011.04

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $8,011.04 $924.38 $2,035.55 $10,970.97
Yearly $96,132.49 $11,092.50 $24,426.60 $131,651.59
Total $2,883,974.81 $332,775.00 $732,798.00 $3,949,547.81

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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