Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

8730 Thomas Drive 1207b , Panama City Beach, FL 32408
$205,000
Est. Payment: $1,039.61/mo
1 Bed
1 Bath
769 Sqft
Status: active | Days on site: 117
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

SELLER WILLING TO CONSIDER PAYING 6 MONTHS OF HOA UPFRONT FOR BUYER AT CLOSING! LOCATION LOCATION LOCATION Amenities at this community include: Gated Community, Building has an elevator, Boat Dock and Boat Parking, Fish Station Cleaning, Pool, Tennis and Pickleball Court, Sauna, Picnic area with barbecue pits, tables and chairs, and Community Room. Enjoy coastal living in this well-maintained 1-bedroom, 1-bath unit in a highly desirable location just a block to the white sandy beach. This property offers a functional layout in good condition, perfect as a primary residence, second home, or investment opportunity. Just a short walk to the new tootsies, local restaurants, shops, and nearby activities, you'll love the convenience and lifestyle this location provides. Boating and fishing enthusiasts will appreciate the on-site dock with direct access to the beautiful emerald green water of the Gulf, making it easy to spend your days relaxing on the water. Don't miss your chance to own in this prime area with both relaxation and recreation right at your doorstep. AC - 2021, Freshly Painted 2024, Furnishings 2024, Bathroom remolded 2024, Newer Kitchen Appliances 2024 (minus dishwasher) Come and See!!

Highlights

Listed by Victoria Haley , 314-799-7653 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

1539 Quarterly

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Plazas Of St.Thomas I

Listing ID

788675

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Shower Only

Exterior Features

Lot:Paved
Lot Dimensions:0X0
Roof:Other
Others:
  • Additional:Boat Slip, Dock
Sewer:Public Sewer
Parking Features:Additional Parking,Paved,Parking Lot,Gated
Principal Interest
$1,040
Taxes
$181
HOA
$1,539

Home Price

$205,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$41,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,039.61

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,039.61 $180.58 $1,539.00 $2,759.20
Yearly $12,475.36 $2,167.00 $18,468.00 $33,110.36
Total $374,260.80 $65,010.00 $554,040.00 $993,310.80

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS