Welcome to 523 N Church Avenue, where new construction, modern style, and everyday convenience come together! This brand-new 3-bedroom, 2-bath home offers 1,218 square feet of thoughtfully designed living space in Panama City, Florida. Step inside to an open-concept living area with a raised ceiling, recessed halo lighting, stylish LVP flooring, and ceiling fans throughout. The kitchen is ready to impress with granite countertops, a spacious island, modern backsplash, a pantry, pendant lighting over the island, sleek black finishes, and a full stainless steel appliance package including the refrigerator, range/oven, microwave, dishwasher, and disposal. The primary suite features a walk-in closet, fiberglass walk-in shower, and an oversized single vanity with plenty of cabinet storage. Two nicely sized guest bedrooms offer generous closets and share a spacious bathroom with an oversized vanity and fiberglass tub/shower combination. Outside, the sodded and landscaped yard and open rear patio provide a fresh canvas for relaxing, grilling, or entertaining. Conveniently located near 11th Street, 15th Street, and Business Highway 98, this home offers easy access to shopping, dining, downtown Panama City, and Tyndall Air Force Base. Whether you're a first-time homebuyer, relocating to the area, or searching for an affordable new construction home in Panama City, 523 N Church Avenue is move-in ready and waiting to welcome you home! Buyer to verify measurements and information if important. Professional Photos to come.