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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6625 Boat Race Rd , Panama City, FL 32404
$190,000
Est. Payment: $1,049.72/mo
3 Bed
2 Bath
970 Sqft
0.23 Acres
Status: Pending | Days on site: 125
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Harrison Lilly Team
Owner/Operator

House Description

*BACK ON MARKET* No fault to Sellers. Welcome home to this affordable and well-maintained 3 bedroom, 2 bathroom home offering comfort, functionality, and convenience all in one package. Whether you're a first-time homebuyer, military family, or investor, this property checks all the boxes with a fully fenced backyard, spacious layout, and a massive 20x20 workshop shed perfect for storage, hobbies, or your next project. This property also presents an excellent opportunity for someone looking for a starter home to begin building equity while adding their own personal touches over time. With solid features already in place and room to make it your own, this home offers tremendous value at an affordable price point. Located just a quick 5-minute drive to Tyndall Air Force Base, this home provides an ideal location for easy commuting while still enjoying a quiet residential setting. The backyard offers plenty of room for pets, entertaining, or relaxing evenings outdoors. Opportunities at this price point with added workshop space and a fenced yard do not come around often -- schedule your showing today!

Highlights

Listed by Joshua Hoey , 850-303-4050 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.23

Year Built

1980

County

Bay

Area

02 - Bay County - Central

Neighborhood

Pine Woods Add.

Listing ID

790114

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:66 x 182
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$1,050
Taxes
$188

Home Price

$190,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$38,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,049.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,049.72 $187.67 $0.00 $1,237.39
Yearly $12,596.67 $2,252.00 $0.00 $14,848.67
Total $377,900.15 $67,560.00 $0.00 $445,460.15

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS