Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

138 Palm Grove Boulevard , Panama City, FL 32408
$559,999
Est. Payment: $2,840.21/mo
3 Bed
3 Bath
2211 Sqft
Status: active | Days on site: 102
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

Agent profile image
Harrison Lilly
Owner/Operator

House Description

Newly reduced! This elegant, executive home in the very desirable Palm Bay neighborhood in Panama City Beach is priced for quick sale. The open floor plan includes a large Great Room with built-in bookcases and cabinetry, a gas fireplace and a large, wall mounted, flat screen, smart TV. The spacious kitchen has a large breakfast bar with quartz countertops, glass top stove and breakfast nook, which also has an installed flat screen TV. Filling out the main living space is a dining area that could also accommodate a pool table. The large Owners Retreat looks out onto the amazing pool area; the master bath has a Jacuzzi tub, separate shower and double vanity. There are 2 additional bedrooms, one of which includes a half bath. There is a full bathroom with access to the pool area. The large custom paver pool area has an outdoor shower and abundant seating space for hosting friends and family fun. Rounding out this beautiful home is a two-car garage with built in cabinetry and work bench, and a paver driveway. Palm Bay is a family-friendly community close to the Navy base, schools, shopping, restaurants, marinas, and the beach! The two wall mounted indoor televisions, patio television wall mount, a large additional refrigerator in garage, the security system, Polaris pool cleaner and the automatic pool filler all convey with sale. Additional Highlights include: - New Exterior Paint-2026, - Pool Paver area and sidewalks sanded and sealed-2026 - Transferable Florida Pest Control Termite Bond-Paid 2026 - New Roof-2024 - A/C-2017, - TifTuf Bermuda Grass - Scotchshield Security window film - Drip Irrigation around paver pool area - 5 Outdoor Water Spigots (2 in pool area and on 3 sides of the home) - Irrigation system - Outlets in all external areas - Low HOA fees Age, Square Footage, Lot and Room Sizes are approximate, please verify if important.

Highlights

Listed by Laurie R Martin , 850-866-3316 Bay Homes Real Estate, Inc , 850-784-4437. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.27

HOA Fee

Year Built

1994

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Palm Bay Unit 4

Listing ID

785807

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Jetted Tub, Main Level Primary, Sitting Area in Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:129x93x111x52x27x18
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Patio, Outdoor Shower
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,840
Taxes
$357
HOA
$0

Home Price

$559,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$112,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,840.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,840.21 $357.00 $0.00 $3,197.21
Yearly $34,082.51 $4,283.99 $0.00 $38,366.50
Total $1,022,475.34 $128,519.77 $0.00 $1,150,995.11

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS