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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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127 Palm Bay Boulevard , Panama City, FL 32408
$498,000
Est. Payment: $2,525.76/mo
3 Bed
2 Bath
2144 Sqft
Status: active | Days on site: 186
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Experience refined coastal elegance in this beautifully updated 3-bedroom, 2-bath home located in the prestigious Palm Bay community of East Panama City Beach. Recently revitalized with designer lighting, including a statement dining room chandelier, modern ceiling fans, and a brand-new HVAC system, this home now shines with an elevated sense of style and comfort. A bright, airy split-bedroom layout is enhanced by transom windows that flood the home with natural light. The remodeled kitchen is a true showpiece, featuring quartz countertops, stainless steel appliances, 5-burner KitchenAid gas cooktop, built-in oven, and charming breakfast nook. Interior features include new Mohawk Ultrawood waterproof wood flooring, freshly painted walls and baseboards, and a spacious laundry room complete with quartz countertop, wash sink, and Samsung washer/dryer. The master suite boasts plantation shutters, private patio access, jetted tub, dual-headed shower, double vanities, and walk-in closet. A hallway bathroom with a convenient tub/shower combination serves the additional bedrooms. Bathrooms have been upgraded with new toilets and water lines (2025). Enjoy outdoor living with a screened-in patio featuring refinished concrete flooring and direct-connect gas line, lush landscaping supported by a Rainbird irrigation system, and new exterior lighting. Recent updates include roof (2018), fence (2018), exterior painting, gas water heater, new gutters with leaf guards, and well pump. A rare 3-car garage with 895 sq ft provides ample space for vehicles, storage, or workshop needs. This home combines modern upgrades, efficiency, and coastal charm--ready for its next owner. *All measurements and information approximate, please verify if important.

Highlights

Listed by Natalie A Ryan , 850-960-1731 CENTURY 21 Ryan Realty Inc , 850-233-7926. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

Year Built

1994

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Palm Bay Unit 4

Listing ID

782631

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Gas Cooktop, Gas Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Gas
Other:
  • Additional:Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:63X123X98X131
Zoning:Resid Single Family
Roof:Shingle
Others:
  • Additional:Porch, Rain Gutters
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,526
Taxes
$358
HOA
$0

Home Price

$498,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$99,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,525.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,525.76 $357.50 $0.00 $2,883.26
Yearly $30,309.14 $4,290.00 $0.00 $34,599.14
Total $909,274.33 $128,700.00 $0.00 $1,037,974.33

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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