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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1236 Amherst Rd , Panama City, FL 32405
$200,000
Est. Payment: $1,014.26/mo
3 Bed
2 Bath
1577 Sqft
Status: pending | Days on site: 297
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Major Price Reduction! The price has been reduced from $249,000 to $200,000 as the seller has elected to offer the property strictly in its present As-Is condition. Rather than completing or negotiating potential repairs prior to closing, the seller has chosen to pass that value directly to the buyer through a substantial price reduction, providing the opportunity to make any desired improvements according to the buyer's own preferences and budget. This quality brick home is conveniently located in the heart of Panama City, just minutes from schools, shopping, parks, Tyndall Air Force Base, and the beautiful Gulf beaches. Inside, you'll find a spacious living area with luxury vinyl plank flooring throughout, offering both style and easy maintenance. The fully equipped kitchen features abundant cabinet space, a breakfast bar, and an open connection to the dining area, creating a comfortable layout for everyday living and entertaining. The home offers three bedrooms and two full baths, including a primary suite with a private en suite bathroom. Step outside to enjoy the large covered rear porch overlooking a fenced backyard--an ideal space for relaxing, entertaining, pets, or play. At this new price, this home presents an outstanding opportunity for buyers seeking value, location, and the flexibility to personalize the property to their own tastes.

Highlights

Listed by Steve E Butler , 850-832-6434 ERA Neubauer Real Estate, Inc , 850-872-3434. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.18

Year Built

1969

County

Bay

Area

02 - Bay County - Central

Neighborhood

Oxford Place Unit 2

Listing ID

780685

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s),See Remarks
Fireplaces:
Other:
  • Additional:Shower Only, Walk-In Closet(s), Entrance Foyer

Exterior Features

Lot:Paved
Lot Dimensions:Irregular
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$1,014
Taxes
$172

Home Price

$200,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$40,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,014.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,014.26 $172.08 $0.00 $1,186.34
Yearly $12,171.08 $2,065.00 $0.00 $14,236.08
Total $365,132.49 $61,950.00 $0.00 $427,082.49

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS