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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2026 Baker Ct Unit 4 , Panama City, FL 32401
$249,900
Est. Payment: $1,267.45/mo
3 Bed
3 Bath
1376 Sqft
Status: active with contingency | Days on site: 518
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' 🏡 Thinking about downsizing? This one might just make you say ''why didn't I do this sooner? Sometimes ''less'' really is more. ✨ Imagine mornings on your patio surrounded by trees, a walk to the waterfront market, and sunsets that remind you why you moved here. This 3BR/2.5BA St. Andrews townhouse makes life simple again -- open living, a main-floor primary suite, and no yard work to worry about. There is also a convenient guest bath on the main level. The open concept living/dining is the perfect spot to enjoy appetizers with your friends before you head to Historic St Andrews for dinner at any number of our fabulous dining spots. Two upstairs bedrooms, one has a cozy nook with a window, perfect for a student desk or your favorite chair and a great book! They share a super convenient jack and jill style bathroom. Outdoor oasis: Enjoy your morning coffee or evening cocktails on the private back patio, enveloped by mature trees. Location, Location, Lifestyle! This is a rare find in a coveted neighborhood! Don't miss your chance to claim your slice of the St. Andrews lifestyle. Low HOA, friendly neighbors, and the Bay just a stroll away... this is the lifestyle you've been dreaming about. 🌿. Key Details: 3 Bed | 2.5 Bath | 1,376 Sq Ft | Vaulted Ceilings in bedroom | Rear Patio | Assigned Parking | Low Monthly (188.00) HOA. Includes garbage and lawn care.

Highlights

Listed by Janis L Boatright , 850-866-9918 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1986

County

Bay

Area

02 - Bay County - Central

Neighborhood

Old Town Plat

Listing ID

768503

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Shower Only

Exterior Features

Lot Dimensions:0x0
Others:
  • Additional:Patio
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$1,267
Taxes
$159
HOA
$0

Home Price

$249,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$49,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,267.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,267.45 $159.31 $0.00 $1,426.76
Yearly $15,209.35 $1,911.74 $0.00 $17,121.08
Total $456,280.43 $57,352.05 $0.00 $513,632.48

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS