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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8000 Surf Dr Unit 3 , Panama City, FL 32408
$239,800
Est. Payment: $1,216.22/mo
1 Bed
1 Bath
360 Sqft
Status: active | Days on site: 141
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Enjoy the best of beachside living with this charming 1 bedroom, 1 bath condo perfectly tucked away between Thomas Drive and Surf Drive. Just a quick hop and skip to the Gulf of America, this well-kept, low-rise complex offers the ideal blend of privacy, convenience, and coastal charm. Located in a small, quiet community with low condo fees, this unit is perfect for a weekend getaway, full-time living, or a smart investment property. The building is well maintained and offers the relaxed atmosphere that makes this area so desirable. You'll love being close to everything that makes Panama City Beach a favorite destination -- local dining, entertainment, shopping, marinas, and outdoor activities are all just minutes away. Whether you're strolling to the beach, exploring nearby attractions, or simply relaxing by the pool, this location puts you right where you want to be. A rare opportunity to own a beachside retreat in one of the most convenient and sought-after pockets of PCB.

Highlights

Listed by Sheran Whitaker , 850-258-6429 New Town Realty , 850-258-6429. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

Year Built

1981

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Oceanna Condo

Listing ID

785629

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1

Exterior Features

Lot Dimensions:0X0
Sewer:Public Sewer
Principal Interest
$1,216
Taxes
$161
HOA
$0

Home Price

$239,800

Loan Details

30 yrs
6.529%

Down Payment

20%
$47,960
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,216.22

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,216.22 $160.75 $0.00 $1,376.97
Yearly $14,594.64 $1,929.00 $0.00 $16,523.64
Total $437,839.33 $57,870.00 $0.00 $495,709.33

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS