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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8000 Surf Dr Unit 19 , Panama City, FL 32408
$199,000
Est. Payment: $1,099.45/mo
1 Bed
1 Bath
360 Sqft
Status: Active Under Contract | Days on site: 76
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LPTR - B10289,B12922
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Harrison Lilly Team
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Discover your own slice of paradise at 8000 Surf Drive, Unit 19, perfectly positioned in the heart of Panama City Beach. This beautifully maintained coastal condo offers the ideal combination of comfort, convenience, and beachside living. Just steps from the sugar-white sands and emerald waters of the Gulf of America, this property is perfect as a primary residence, vacation getaway, or income-producing investment. Inside, you'll find a bright, open-concept living space designed for relaxed coastal living, with abundant natural light and an inviting atmosphere. The functional floor plan maximizes every square foot, creating a comfortable retreat after a day at the beach. Enjoy your morning coffee or evening sunsets while embracing the laid-back lifestyle that makes Panama City Beach one of Florida's most sought-after destinations. Located close to restaurants, shopping, entertainment, marinas, golf courses, and family attractions, this condo offers easy access to everything the area has to offer while providing a peaceful escape when it's time to unwind. Whether you're looking for a second home, a short-term rental opportunity, or a permanent beach residence, Unit 19 is an exceptional opportunity to own a piece of the Emerald Coast. Don't miss your chance to own this coastal gem--schedule your private showing today!

Highlights

Listed by Daniel Hagen , 402-504-0401 LPT Realty LLC , 877-366-2213. Bay County Association of REALTORS

Property Type

Condo/Townhome

HOA Fee

334.15 Monthly

Year Built

1981

County

Bay

Area

03 - Bay County - Beach

Neighborhood

Oceanna Condo

Listing ID

793014

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Ceiling Fan(s),Wall Unit(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Shower Only

Exterior Features

Lot:Paved
Lot Dimensions:Condo
Zoning:Resid Multi-Family
Roof:Shake
Others:
  • ▪ Additional:Barbecue, Deck
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$1,099
Taxes
$143
HOA
$334

Home Price

$199,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$39,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,099.45

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,099.45 $143.35 $334.15 $1,576.94
Yearly $13,193.36 $1,720.14 $4,009.80 $18,923.30
Total $395,800.68 $51,604.20 $120,294.00 $567,698.88

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS