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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1120 Lisenby Ave , Panama City, FL 32401
$225,000
Est. Payment: $1,141.16/mo
3 Bed
2 Bath
1002 Sqft
Status: active | Days on site: 26
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

BRAND NEW METAL ROOF !! This lovely St. Andrews cottage sits on a large corner lot, is solid brick and is filled with charming details. Gorgeous original hardwood floors in all rooms except the kitchen, dining and florida rooms which have a beautiful slate tile. This 2br/2ba home could easily be made into a 3br with little effort. The decorator touches in the bathrooms enhance the charm of this adorable home. The kitchen has a great flow and includes newer appliances. The spacious Florida Room is just off the kitchen and overlooks your yard offering extended living. Enjoy your fenced backyard with mature trees and large deck for grilling and entertaiing. Just a couple of minute drive to Old St. Andrews to enjoy dining, shopping, events and sunsets on St. Andrews Bay. This home is a must see for a first time buyer, second home or fabulous investment property.

Highlights

Listed by Patty B Taylor , 850-541-2639 Own It Real Estate LLC , 850-867-0506. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

Year Built

1942

County

Bay

Area

02 - Bay County - Central

Neighborhood

Oakland Terrace Add

Listing ID

792293

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:53X135
Zoning:Resid Single Family
Roof:Composition,Metal,Shingle
Others:
  • Additional:Deck
Sewer:Public Sewer
Principal Interest
$1,141
Taxes
$122

Home Price

$225,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$45,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,141.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,141.16 $121.75 $0.00 $1,262.91
Yearly $13,693.89 $1,461.00 $0.00 $15,154.89
Total $410,816.72 $43,830.00 $0.00 $454,646.72

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS