Irresistible Florida COTTAGE CHARM meets modern convenience in historic Saint Andrews! Located in the Oak Hill community of Saint Andrews, this is THE PICTURESQUE SETTING you've been looking for! Need a quiet hideaway? Looking for roots for your small family? Require an OFFICE SETTING in your home? Maybe an affordable rental property! This thoughtfully-designed, one bedroom two bath home maximizes every square foot offering a seamless open floor plan perfect for coastal living. The design offers a flexible living area that will accommodate the occasional guest, a dining area with a new counter height table to serve as both a breakfast bar AND additional prep space, AND a well-equipped kitchen. There are two FULL bathrooms... one with a shower; one with a tub. The LARGE BEDROOM is furnished with a KING bed, two large nightstands, and an armoire. Besides the full bathroom with shower in the bedroom, there is also a closet already equipped with Maytag washer and dryer, and an additional closet. Taking care of business at home? An OFFICE ALCOVE is neatly tucked between the bedroom and the living area and could easily be partitioned off for additional privacy. With its FENCED corner location and new road surfaces and sidewalks being placed, it's a pleasant walk to Saint Andrew Bay. Public, private, charter, and specialty school options are all nearby. The cottage is located 15 minutes to a Panama City Beach public parking lot...and it's off to the SUGAR SHORE and emerald waters of world renowned beaches! There is no HOA so NO HOA fees or new buyer fees or contributions required. This low maintenance cottage is 2005 construction and sits in the shade amongst picturesque tilted oaks on a pretty corner lot. It can be available with some furniture.