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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1200 Kristanna Dr , Panama City, FL 32405
$899,999
Est. Payment: $4,564.63/mo
4 Bed
4 Bath
3393 Sqft
Status: active with contingency | Days on site: 206
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Experience the elegance of waterfront living! From the moment you step inside, soaring cathedral ceilings and an open, light-filled entryway set the tone for this exceptional residence. Expansive windows draw your eye outward, filling the home with natural light while highlighting the serene views beyond. The chef-inspired kitchen boasts crisp custom cabinetry, tiered granite countertops, stainless appliances, and a dedicated ice maker creating both beauty and function. Flowing seamlessly into the living and dining areas, this space is designed for effortless entertaining as well as everyday comfort. The main level owner's suite offers a true retreat with dual walk-in closets and a spa-worthy ensuite bath. An additional guest bedroom, full bath and office is also conveniently located on the main floor. Upstairs, a spacious recreation/media room and two generously sized bedrooms, each with their own ensuite bath and walk-in closet, provide comfort and privacy for family or guests. Step outside and discover a private resort of your own. A sparkling saltwater pool overlooks the natural bayou and wooded backdrop. Multiple gathering spaces invite relaxation and connection, whether grilling outdoors, putting on your personal green, or enjoying evenings by the fire pit. This is more than a home, it's a lifestyle of refinement, recreation, and waterfront luxury.

Highlights

Listed by Seamus J O'neill , 850-260-5851 SOUTHERN WAY REALTY, INC. , 850-638-5222. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.3

Year Built

2004

County

Bay

Area

02 - Bay County - Central

Neighborhood

Northshore Phase VII

Listing ID

779967

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Electric Cooktop, Electric Oven, Ice Maker
Air Cond:Central Air,Ceiling Fan(s),Multi Units
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:91x137x89x133
Roof:Composition,Shingle
Others:
  • Additional:Boat Lift, Dock, Fire Pit
Sewer:Public Sewer
Principal Interest
$4,565
Taxes
$758

Home Price

$899,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$180,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,564.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,564.63 $757.75 $0.00 $5,322.38
Yearly $54,775.50 $9,093.00 $0.00 $63,868.50
Total $1,643,265.04 $272,790.00 $0.00 $1,916,055.04

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS