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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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909 Mallory Dr , Panama City, FL 32405
$450,000
Est. Payment: $2,486.19/mo
4 Bed
2 Bath
2039 Sqft
0.31 Acres
Status: Active | Days on site: 27
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 909 Mallory Drive, a beautifully maintained 4-bedroom, 2-bath home built in 2022 in the desirable Northshore area of Panama City. One of the newer homes in the neighborhood, this property offers the comfort and efficiency of modern construction while giving you the benefit of a generous 0.31-acre homesite in an established community. Located at the end of a quiet cul-de-sac, the setting provides a peaceful atmosphere with minimal through traffic and plenty of room to enjoy your surroundings. With no HOA, you also have the freedom and flexibility to make the most of your property. Inside, the split-bedroom floor plan offers excellent separation and privacy, while the open living areas create an inviting environment for both everyday life and entertaining. The stylish kitchen combines modern finishes with a functional layout, making it a natural gathering point for family and guests. One of the biggest advantages of this home is its 2022 construction. Buyers can enjoy the benefits that come with a relatively new property, including newer major systems, modern electrical and plumbing, energy-efficient windows and insulation, contemporary finishes, and construction designed around today's standards. It also means fewer immediate renovation projects and less likelihood of facing the major updates that can come with an older home. The outdoor space adds another layer of value. The fully fenced backyard is spacious enough for outdoor activities, pets, gardening, entertaining, or creating your own private retreat. There is also room to explore the possibility of adding a private swimming pool, subject to applicable requirements. Additional features include a large storage shed, an irrigation well to help with lawn and landscaping maintenance, and an extended driveway offering extra parking and room for a boat, RV, or other recreational vehicles. Built in 2022. 4 bedrooms. 2 bathrooms. Approximately 0.31 acres. Cul-de-sac location. Fenced backyard. Pool potential. Irrigation well. Storage shed. Extended driveway. No HOA. Finding a home that combines modern construction with a larger lot in an established neighborhood is not always easy. 909 Mallory Drive offers the opportunity to enjoy a newer home today while having the land, flexibility, and outdoor space to make it your own. Come see why 909 Mallory Drive may be the perfect place to put down roots in Panama City.

Highlights

Listed by Tetiana Burke , 850-849-7504 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.31

Year Built

2022

County

Bay

Area

02 - Bay County - Central

Neighborhood

Northshore Phase VI

Listing ID

795211

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:139x75
Zoning:Resid Single Family
Roof:Shake
Others:
  • ▪ Additional:Deck, Rain Gutters
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener

Open House

Upcoming Open Houses
Saturday 3:00 pm - 5:00 pm Oct 10
Principal Interest
$2,486
Taxes
$437

Home Price

$450,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,486.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,486.19 $436.98 $0.00 $2,923.17
Yearly $29,834.22 $5,243.82 $0.00 $35,078.04
Total $895,026.67 $157,314.60 $0.00 $1,052,341.27

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS