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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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909 Mallory Dr , Panama City, FL 32405
$460,000
Est. Payment: $2,333.03/mo
4 Bed
2 Bath
2039 Sqft
Status: active | Days on site: 166
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

MOTIVATED SELLER!! Welcome to 909 Mallory Drive, where newer construction meets the space, character, and privacy of an established Panama City neighborhood. Built in 2022, this beautifully maintained home offers something increasingly hard to find: the modern features buyers want without the small lots, HOA fees, and cookie-cutter feel often associated with newer developments. Tucked away on a quiet cul-de-sac near the back of Candlewick-Northshore, the home sits on a generous .31-acre lot with mature surroundings, minimal through traffic, and a fully fenced backyard. Inside, a thoughtfully designed split floor plan creates privacy and functionality, while the open living spaces and stylish chef's kitchen make the home equally suited for everyday living and entertaining. Because the home is only a few years old, buyers can enjoy the advantages of modern construction, including newer major systems, current building standards, energy-efficient insulation and windows, and contemporary finishes--without taking on the projects and updates that can come with many homes in an established neighborhood. Outside, the spacious backyard offers room to play, entertain, garden, or simply relax on the patio and enjoy the peaceful setting. A large storage shed keeps lawn equipment and tools out of the garage, while a shallow well for irrigation helps reduce the cost of maintaining the yard. The extended driveway provides additional parking and flexibility for an RV, boat, or other recreational vehicles. No HOA. More space. Newer construction. Established neighborhood. 909 Mallory Drive brings together features that are difficult to find in one property--and gives buyers the opportunity to move into a nearly new home without sacrificing lot size, privacy, or neighborhood character. Look up 909 Mallory Drive on YouTube and see why this home offers the best of both worlds

Highlights

Listed by Marilyn M Martinez , 850-628-8122 Foundation Real Estate Agency LLC , 850-988-1618. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.31

Year Built

2022

County

Bay

Area

02 - Bay County - Central

Neighborhood

Northshore Add Phase IV

Listing ID

786974

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac,Sprinkler System,Paved
Lot Dimensions:139x75
Others:
  • Additional:Patio
Sewer:Public Sewer
Principal Interest
$2,333
Taxes
$437

Home Price

$460,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$92,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,333.03

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,333.03 $437.00 $0.00 $2,770.03
Yearly $27,996.40 $5,244.00 $0.00 $33,240.40
Total $839,891.95 $157,320.00 $0.00 $997,211.95

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS