Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

6425 Summer Oak Dr , Panama City, FL 32408
$230,000
Est. Payment: $1,270.72/mo
2 Bed
2 Bath
1232 Sqft
0.25 Acres
Status: Pending | Days on site: 2
Get Pre-Qualified
SMR - TEWSC,B8173
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

TURNKEY & SHORT-TERM RENTAL READY! Location is key with just a short drive to the white sandy beaches. This beautifully remodeled 2bd/2ba home in Panama City Beach is being offered fully furnished and ready to enjoy or generate rental income from day one. Thoughtfully updated throughout, this home features nice appliances, stylish furnishings, tasteful decor, and dishes and household items, making it truly turnkey for a new owner or short-term rental operation. The home is also equipped with a Maraki solar panel system, installed approximately six years ago, offering the added benefit of energy-efficient living and significantly reduced monthly electric costs. The home has been nicely remodeled with a fresh, updated feel and is ready for immediate occupancy or rental use. Enjoy morning coffee in your private screened-in porch. The roof was replaced in 2018, providing added peace of mind. Outside, you'll appreciate the fenced yard, offering privacy and space to enjoy the outdoors, along with a storage shed for tools, beach equipment, and additional belongings. The property offers low cost electric bills with Solar panels for energy efficiency. Whether you're looking for a primary residence, second home, vacation getaway, or short-term rental investment, this property offers the convenience of having everything already in place. Just bring your suitcase--or your rental guests!

Highlights

Listed by The Wheeler Sauls Collective , 850-527-2275 Salty Marlin Realty LLC , 850-615-2406. Bay County Association of REALTORS

Property Type

Manufactured Home

Lot/Acreage
0.25

Year Built

1999

County

Bay

Area

03 - Bay County - Beach

Neighborhood

North Lagoon Oaks

Listing ID

795727

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:83.0 ft x 132.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Porch
Principal Interest
$1,271
Taxes
$138

Home Price

$230,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$46,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,270.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,270.72 $137.71 $0.00 $1,408.42
Yearly $15,248.60 $1,652.48 $0.00 $16,901.08
Total $457,458.07 $49,574.40 $0.00 $507,032.47

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T05:07:46.000Z

© 2026 Bay County Association of REALTORS