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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2512 Shady Oak Ct , Panama City, FL 32408
$475,000
Est. Payment: $2,409.11/mo
4 Bed
4 Bath
2058 Sqft
Status: pending | Days on site: 253
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Investment Opportunity in the Heart of Panama City Beach! Well maintained duplex located at 2512 Shady Oak Ct, Panama City Beach, FL 32408, offering a prime income producing asset just minutes from the white sand beaches, dining, entertainment, and Grand Lagoon. Each unit features a functional layout with strong long term rental appeal and consistent demand in this desirable beach market. Both sides offer comfortable living spaces, well equipped kitchens, sizable bedrooms, and private entrances. The property sits on a quiet cul-de-sac style street, surrounded by mature trees, giving tenants a peaceful setting while still enjoying the convenience of coastal living. Ample parking is provided, along with outdoor space for each unit to enjoy separately. Turn key for investors looking to house hack, long term rent, or expand their portfolio. No HOA restrictions maximize flexibility for rental strategies. Solid occupancy potential, attractive location, and a growing market make this an exceptional opportunity.

Highlights

Listed by Buck F Henry , 850-541-5990 CENTURY 21 Commander Realty , 850-769-8326. Bay County Association of REALTORS

Property Type

Condo/Townhome

Year Built

2019

County

Bay

Area

03 - Bay County - Beach

Neighborhood

North Lagoon Oaks

Listing ID

782354

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Electric Cooktop, Electric Oven
Other:
  • Additional:Main Level Primary, Shower Only, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:80x135
Zoning:City, Resid Multi-Family
Roof:Shingle
Principal Interest
$2,409
Taxes
$432

Home Price

$475,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,409.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,409.11 $432.42 $0.00 $2,841.53
Yearly $28,909.32 $5,189.00 $0.00 $34,098.32
Total $867,279.74 $155,670.00 $0.00 $1,022,949.74

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS