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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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918 Laurel Oak Ln , Panama City, FL 32408
$659,000
Est. Payment: $3,342.32/mo
4 Bed
2 Bath
2011 Sqft
Status: active | Days on site: 9
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover coastal living at its finest in this stunning Coastal Contemporary! Situated in a private cul de sac just off GRAND LAGOON, this NEW CONSTRUCTION home offers the perfect retreat while remaining only minutes from top Panama City Beach attractions, white-sand BEACHES, the Navy Base and GREAT SCHOOLS. On the inside, an open floor plan is designed for natural light and seamless indoor-outdoor living. The GREAT ROOM includes a spectacular kitchen with upgraded cabinetry, SLEEK STAINLESS APPLIANCES, beautiful Quartz counter tops, PERFECT FOR ENTERTAINING! A warm wood feature wall adds drama to the neutral palette. The spacious master suite includes a decorative tray ceiling and recessed lights, A well appointed walk in closet with custom shelving and an elegant bath with a luxurious walk in shower and double vanity. The split floor plan includes a private hallway with 2 guest bedrooms and a guest bat. A 4th bedroom is located off the entry and would make a great private home office or den. An oversized privacy fenced yard is accessible from the covered porch just off the living area. Plenty of room for a pool! The yard has a new irrigation well and sprinkler system. New construction allows for years of worry free living, low insurance premiums and maximum enjoyment. No REQUIRED FLOOD INSURANCE and NO HOA! Don't wait to see this exceptional property that offers the rare combination of a peaceful, private location and proximity to the best of Panama City Beach.

Highlights

Listed by Susan Morrison , 850-624-9696 Anchor Realty Florida , 850-899-7999. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.31

Year Built

2026

County

Bay

Area

03 - Bay County - Beach

Neighborhood

North Lagoon Oaks 5th

Listing ID

790192

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Heat Pump
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:38.23 x 121.49 x 144 x 185.22
Zoning:Resid Single Family
Roof:Shingle
Parking Features:Garage,Garage Door Opener
Principal Interest
$3,342
Taxes
$89

Home Price

$659,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$131,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,342.32

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,342.32 $88.75 $0.00 $3,431.07
Yearly $40,107.88 $1,065.00 $0.00 $41,172.88
Total $1,203,236.52 $31,950.00 $0.00 $1,235,186.52

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS