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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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300 Prudence Ln , Panama City, FL 32408
$299,000
Est. Payment: $1,651.93/mo
2 Bed
2 Bath
1215 Sqft
0.25 Acres
Status: Active Under Contract | Days on site: 170
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GLRE - B10924,TEWSC
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Welcome home to this fully updated brick home situated on a large corner lot in the established neighborhood of North Lagoon Heights. Major systems were upgraded in 2023, including a new HVAC system, tankless water heater, garage door, and energy-efficient windows, providing long-term comfort, efficiency, and lower utility costs. In 2021, the interior was refreshed with fresh paint, LVP flooring throughout, updated bathrooms, and a modern kitchen complete with new appliances. Outside, enjoy the large covered deck, spacious fenced yard and 16x10 outbuilding, perfect for storage, a workshop, or extra flex space. This prime location provides easy access to shopping, dining, top-rated schools, the Naval Support Activity (NSA) Panama City, and the beautiful white-sand beaches of the Emerald Coast. Whether you're looking for a primary residence, second home, or investment property, this turnkey home checks every box.
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Highlights

Listed by Dee Anderson , 256-613-6570 Gulf Life Real Estate Inc , 850-699-1996. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.25

HOA Fee

255 Annually

Year Built

1985

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

North Lagoon Heights

Listing ID

793153

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Main Level Primary, Smart Thermostat

Exterior Features

Lot Dimensions:95.0 ft x 114.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Covered Patio
Parking Features:Garage,Garage Door Opener
Principal Interest
$1,652
Taxes
$191
HOA
$255

Home Price

$299,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,651.93

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,651.93 $190.61 $255.00 $2,097.54
Yearly $19,823.18 $2,287.35 $3,060.00 $25,170.53
Total $594,695.50 $68,620.50 $91,800.00 $755,116.00

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS