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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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102 Sunset Cir , Panama City Beach, FL 32407
$639,990
Est. Payment: $3,245.91/mo
5 Bed
4 Bath
2374 Sqft
Status: active | Days on site: 130
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

NEW LOWER PRICE! Exceptional 5-bedroom, 3.5-bathroom custom-built pool home located in the highly sought-after North Colony Club Estates neighborhood. Designed by a premier local architect, this luxury property features an expansive open floor plan perfect for modern living and entertaining. The gourmet kitchen boasts premium granite countertops, a custom marble backsplash, a large breakfast bar, and an eat-in breakfast nook. The kitchen flows seamlessly into the family room, where elegant French doors open to a private backyard oasis featuring a stunning swimming pool and covered patio. Don't miss this rare opportunity for an architectural masterpiece in Panama City! Please verify dimensions and square footage if important.
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Highlights

Listed by Roger D Rietsema , 850-596-5844 Allison James Estates & Homes , 941-500-4922. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.28

Year Built

2003

County

Bay

Area

03 - Bay County - Beach

 Neighborhood

North Colony Club Estates

Listing ID

785438

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Smart Home, Smart Thermostat, Loft

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:122.6X100.94
Zoning:Resid Single Family
Roof:Asphalt
Sewer:Public Sewer
Principal Interest
$3,246
Taxes
$479

Home Price

$639,990

Loan Details

30 yrs
6.529%

Down Payment

20%
$127,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,245.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,245.91 $479.17 $0.00 $3,725.08
Yearly $38,950.90 $5,750.00 $0.00 $44,700.90
Total $1,168,527.07 $172,500.00 $0.00 $1,341,027.07

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS