Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

817 Clement Dr , Panama City, FL 32409
$598,000
Est. Payment: $3,303.86/mo
3 Bed
2 Bath
2853 Sqft
0.56 Acres
Status: Active | Days on site: 127
Get Pre-Qualified
BSG2 - B1595
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

𝐂𝐮𝐬𝐭𝐨𝐦 𝐂𝐫𝐚𝐟𝐭𝐬𝐦𝐚𝐧𝐬𝐡𝐢𝐩 𝐌𝐞𝐞𝐭𝐬 𝐂𝐨𝐮𝐧𝐭𝐫𝐲 𝐐𝐮𝐢𝐞𝐭! Fresh Updates Throughout! If you've shown this home before, it's time for another look. Recent improvements include fresh interior paint throughout including the ceilings, freshly stained concrete floors, new kitchen appliances including the cooktop, microwave, and refrigerator, plus new ceiling fans inside and on the covered outdoor living areas. Experience the perfect balance of peaceful country living with the convenience of being just minutes from town. This custom built home was designed with quality, comfort, and functionality in mind, offering features and finishes that stand apart from typical builder grade construction. The open concept floor plan is ideal for everyday living and entertaining, featuring custom cabinetry, upgraded granite countertops, tile backsplash, and spacious living areas. In addition to the main living room with a cozy fireplace, the oversized second family room with its own fireplace provides endless possibilities for a game room, media room, home office, or gathering space. The split bedroom layout offers privacy, while the spacious primary suite features a jetted tub, walk in tile shower, and plenty of room to unwind. Outside, you'll find a large workshop and garage, along with a brand new pole barn that provides excellent space for hobbies, equipment, or additional storage. Photos simply cannot capture the quality, space, and craftsmanship this home offers. Schedule your private showing and come experience it for yourself.

Highlights

Listed by Peggy W Hanson , 850-866-9025 Counts Real Estate Group , 850-248-3615. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.56

Year Built

2012

County

Bay

Area

04 - Bay County - North

Neighborhood

North Bay Estates Unit One

Listing ID

789702

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, PlumbedForIce Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Concrete
Other:
  • ▪ Additional:Double Vanity, Jetted Tub, Main Level Primary, Separate Shower, Walk-In Closet(s), Workshop

Exterior Features

Lot Dimensions:169x37x169x37
Zoning:County, Resid Single Family
Roof:Composition,Other,Shingle
Parking Features:Additional Parking,Gravel,No Garage
Principal Interest
$3,304
Taxes
$142

Home Price

$598,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$119,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,303.86

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,303.86 $142.08 $0.00 $3,445.95
Yearly $39,646.37 $1,705.00 $0.00 $41,351.37
Total $1,189,390.99 $51,150.00 $0.00 $1,240,540.99

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS