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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3927 Alva Thomas Rd , Panama City, FL 32404
$365,000
Est. Payment: $1,851.21/mo
4 Bed
2 Bath
2259 Sqft
Status: active | Days on site: 53
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to a beautifully maintained 4-bedroom, 2-bath home in the desirable Magnolia Hills community. This floor plan perfectly balances comfort and functionality with an open-concept layout and a separate primary wing. The spacious kitchen is the heart of the home, complete with a large island, ample cabinetry, and seamless flow into the living and dining areas - ideal for both entertaining and everyday living. The private primary suite offers a relaxing retreat, while three additional bedrooms provide excellent flexibility for guests, a home office, or dedicated hobby space. Step outside to enjoy the screened-in back porch overlooking the fully fenced backyard, perfect for pets, outdoor recreation, gardening, or gatherings. Additional highlights include solar panels (fully paid off) for improved energy efficiency, a 2-car garage, extra driveway parking, and a storage shed. Conveniently located near Tyndall Air Force Base, shopping, dining, and local beaches, this move-in-ready home combines modern comfort with everyday practicality. Assumable 2.375% VA loan for qualified buyers.

Highlights

Listed by Courtney Pantalena , 850-738-4881 Coldwell Banker Realty , 850-650-4563. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.22

Year Built

2020

County

Bay

Area

27 - Bay County

Neighborhood

No Recorded Subdivision

Listing ID

1003675

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Disposal, Ice Machine, Microwave, Refrigerator, Stove/Oven Electric
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl,Floor WW Carpet
Other:
  • Additional:Kitchen Island, Lighting Recessed, Pantry

Exterior Features

Lot Dimensions:73x139
Zoning:Resid Single Family
Others:
  • Additional:Fenced Back Yard, Porch Screened
Sewer:Public Sewer
Principal Interest
$1,851
Taxes
$233

Home Price

$365,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$73,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,851.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,851.21 $232.69 $0.00 $2,083.90
Yearly $22,214.53 $2,792.25 $0.00 $25,006.78
Total $666,436.01 $83,767.50 $0.00 $750,203.51

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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