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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4315 Catherine St , Panama City Beach, FL 32408
$259,000
Est. Payment: $1,313.60/mo
3 Bed
2 Bath
1260 Sqft
Status: active | Days on site: 98
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 4315 Cathrine Street, a beautifully updated 3-bedroom, 2-bath mobile home nestled on a large, meticulously maintained lot on the desirable east end of the beach. Located in a quiet, peaceful neighborhood, this property offers comfort, convenience, and coastal charm all in one. Step inside to discover a completely renovated interior featuring brand-new flooring, updated countertops, modern appliances, and fresh finishes throughout--everything has been done for you! The open and inviting layout creates a warm, move-in-ready space perfect for relaxing or entertaining. Outside, the spacious yard is fully enclosed with a 6-foot privacy fence and equipped with a sprinkler system to keep the landscaping lush and green year-round. Two 12' x 12' storage sheds provide ample space for tools, hobbies, or beach gear. Even better--all flower pots, plants, fountain, and yard art convey with the home, adding character and charm to your outdoor oasis. Enjoy your morning coffee or evening breeze from the covered front and rear decks--ideal spots to unwind and enjoy the coastal lifestyle. Conveniently located just a golf cart ride away from grocery stores, restaurants, and Bay Point Golf Club, you'll have everything you need within easy reach. Plus, you're less than 3 miles from Naval Support Activity Panama City, making this an excellent option for military personnel or anyone seeking quick access to the base. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this east-end gem offers location, upgrades, and lifestyle all wrapped into one exceptional property

Highlights

Listed by Eddie Tarter , 850-258-9572 and The Emerald Coastal Team , 850-588-6181 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Manufactured Home

Lot/Acreage
0.15

Year Built

2001

County

Bay

Area

03 - Bay County - Beach

Neighborhood

[No Recorded Subdiv]

Listing ID

786396

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:50 x 130
Principal Interest
$1,314
Taxes
$73

Home Price

$259,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$51,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,313.60

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,313.60 $72.50 $0.00 $1,386.10
Yearly $15,763.19 $870.00 $0.00 $16,633.19
Total $472,895.69 $26,100.00 $0.00 $498,995.69

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City Beach, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS