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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2445 Mercedes Ave , Panama City, FL 32405
$379,900
Est. Payment: $1,926.78/mo
3 Bed
4 Bath
1733 Sqft
Status: active | Days on site: 422
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

REDUCED! REDUCED!! SELLER WILL PAY $5,000 OF BUYERS CLOSING COST.! No HOA;s and no flood. Insurance New Construction'' You will love this beautiful home made for entertaining and comfort. Main living area open and airy, with family room , kitchen , dining all in one. Home also has 3 bedrooms/4 full baths, each bedroom has it's own bath. Nice laundry area, double garage and room for a pool in backyard. Home also features recessed lighting, tray ceiling, vinyl wood flooring, ceiling fans, walk-in-closets, double vanity in master bath. So much more. Kitchen has refrigerator, stove DW, microwave, large pantry, granite counter tops. Close to heart of Panama City. Shopping, schools, some of the best restaurants, not far to beaches, fishing. If your family is on the go this is the place for you!! If you just like being close to everything this is the place for you. Call for your appointment today! Motivated seller.
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Highlights

Listed by Marcia J Preston , 850-890-0333 CENTURY 21 Commander Realty , 850-769-8326. Bay County Association of REALTORS

Property Type

Residential
Lot/Acreage
0.26

Year Built

2025

County

Bay

Area

02 - Bay County - Central

 Neighborhood

[No Recorded Subdiv]

Listing ID

776566

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Electric Oven, Electric Range, Electric Water Heater, Ice Maker, PlumbedForIce Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:55x202
Zoning:Resid Single Family
Roof:Metal,Shingle
Others:
  • ▪ Additional:Covered Patio
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Paved
Principal Interest
$1,927
Taxes
$20

Home Price

$379,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$75,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,926.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,926.78 $19.83 $0.00 $1,946.61
Yearly $23,121.37 $238.00 $0.00 $23,359.37
Total $693,641.20 $7,140.00 $0.00 $700,781.20

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS