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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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927 Grace Ave , Panama City, FL 32401
$396,000
Est. Payment: $2,187.84/mo
3 Bed
3 Bath
1700 Sqft
0.11 Acres
Status: Active | Days on site: 137
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 927 Grace Avenue, a beautifully designed three-bedroom, two-and-a-half-bath new-construction home offering the distinctive style and elevated finishes of a custom residence--without the time and headaches of building from the ground up. This home is nearing completion, with completion anticipated this week. Modern architecture, striking black-framed windows, natural wood accents, a covered entry, and a private upper balcony combine to create an unforgettable first impression. Inside, a phenomenal floor plan brings together spacious living areas, thoughtful design, and impressive attention to detail. Raised ceilings and eight-foot interior doors enhance the scale of the home, while an abundance of natural light creates a bright and inviting atmosphere. The open-concept design provides a seamless connection between the kitchen, dining area, and main living space, making the home perfect for everyday living and entertaining. The kitchen serves as the centerpiece of the home, featuring stylish cabinetry, upgraded fixtures, generous countertop and storage space, and a beautifully coordinated tile backsplash. Carefully selected finishes continue throughout the residence, creating a clean, cohesive, and modern appearance. Each of the three bedrooms is generously sized, while the bathrooms feature custom tile showers, updated fixtures, and designer-inspired details. The spacious primary suite provides a comfortable private retreat with the quality and character expected from a custom-built home. One of the standout features of this property is its incredible outdoor potential. The backyard offers ample room to create a personalized extension of the home for relaxing, entertaining, and enjoying the Florida lifestyle. Buyers also have the opportunity to add a custom pool and expand the parking area for an additional $60,000. This optional package can create the ultimate backyard retreat while providing additional space for vehicles and recreational toys. Whether you envision a private outdoor oasis, an entertainment area, or added parking and storage functionality, the possibilities are truly endless. With its modern architecture, thoughtfully designed floor plan, custom-quality finishes, eight-foot doors, raised ceilings, black-framed windows, custom tilework, and outdoor expansion possibilities, 927 Grace Avenue delivers the appearance and quality of custom new construction in a nearly completed package. Opportunities like this do not come around often. Schedule your private showing today and experience everything this exceptional home has to offer. Some listing photos may include renderings, virtual enhancements, digitally altered images, or photographs of the completed residence next door at 925 Grace Avenue. These images are provided for illustrative purposes and may depict the planned design and anticipated finished appearance of 927 Grace Avenue, including the optional pool and expanded parking area. The finishes at 927 Grace Avenue are intended to be comparable in quality; however, actual colors, fixtures, materials, landscaping, dimensions, and final design selections may vary. The optional pool and parking package is not included unless otherwise stated and is subject to builder approval, specifications, pricing, and availability. All measurements are approximate. Buyer should independently verify all measurements, features, finishes, specifications, optional improvements, completion dates, and any other information deemed important.

Highlights

Listed by Justin Cater LLC , 850-819-7445 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

Year Built

2026

County

Bay

Area

02 - Bay County - Central

Neighborhood

No Named Subdivision

Listing ID

789191

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:33x138
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$2,188
Taxes
$252

Home Price

$396,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$79,200
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,187.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,187.84 $252.45 $0.00 $2,440.29
Yearly $26,254.12 $3,029.40 $0.00 $29,283.52
Total $787,623.47 $90,882.00 $0.00 $878,505.47

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS