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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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925 Grace Ave , Panama City, FL 32401
$395,000
Est. Payment: $2,003.37/mo
3 Bed
3 Bath
1700 Sqft
Status: active | Days on site: 37
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 925 Grace Avenue, where modern design, quality craftsmanship, and endless possibilities come together. This stunning new construction home is currently under construction and expected to be completed in approximately 30 days. Thoughtfully designed with 3 spacious bedrooms, 2.5 bathrooms, oversized living spaces, and raised ceilings throughout, this home offers a bright, open-concept layout that feels both luxurious and inviting. The exterior features a timeless white finish complemented by striking black windows, creating exceptional curb appeal and a sophisticated modern aesthetic. Inside, you'll find custom finishes throughout, including high-end fixtures, designer tile showers and tub surrounds, and carefully selected details that elevate every room. The spacious living and dining areas flow seamlessly, making this home ideal for both everyday living and entertaining. One of the standout features of this property is the incredible outdoor potential. Buyers have the opportunity to add a custom pool and expanded parking area for an additional $60,000, creating the ultimate backyard retreat and maximizing the property's functionality and value. Whether you're envisioning a private oasis, an entertainment space, or additional room for vehicles and recreational toys, the possibilities are truly endless. Conveniently located near downtown, you'll enjoy easy access to shopping, dining, entertainment, schools, and local amenities while benefiting from the peace of mind that comes with brand-new construction. Home is currently under construction. Estimated completion is approximately 60 days from the listing date. Photos may include renderings, virtual enhancements, or artist concept images intended to illustrate the planned design and finished appearance of the home, including optional pool and parking features. Measurements are approximate. Buyer to verify all information deemed important.

Highlights

Listed by Justin Cater LLC , 850-819-7445 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

Year Built

2026

County

Bay

Area

02 - Bay County - Central

Neighborhood

No Named Subdivision

Listing ID

789192

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:33x138
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$2,003
Taxes
$252

Home Price

$395,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,003.37

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,003.37 $251.81 $0.00 $2,255.18
Yearly $24,040.39 $3,021.75 $0.00 $27,062.14
Total $721,211.57 $90,652.50 $0.00 $811,864.07

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS