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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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925 Grace Ave , Panama City, FL 32401
$396,000
Est. Payment: $2,187.84/mo
3 Bed
3 Bath
1700 Sqft
0.11 Acres
Status: Active | Days on site: 137
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 925 Grace Avenue, a beautifully designed three-bedroom, two-and-a-half-bath new-construction home offering the distinctive style and elevated finishes of a custom residence--without the time and headaches involved in building from the ground up. From the moment you arrive, the modern architecture, striking black-framed windows, natural wood accents, covered entry, and private upper balcony create an unforgettable first impression. Inside, a phenomenal floor plan combines spacious living areas with thoughtful design and impressive attention to detail. Raised ceilings and eight-foot interior doors enhance the scale of the home, while an abundance of natural light creates a bright and inviting atmosphere. The open-concept layout provides a seamless connection between the kitchen, dining area, and main living space, making the home equally suited for everyday living and entertaining. The kitchen serves as a centerpiece of the home with stylish cabinetry, upgraded fixtures, ample countertop and storage space, and a beautifully coordinated tile backsplash. Carefully selected finishes continue throughout the residence, giving every room a clean, cohesive, and modern appearance. Each of the three bedrooms is generously sized, and the bathrooms feature custom tile showers, updated fixtures, and designer-inspired details. The primary suite offers a comfortable retreat with the space and finishes expected in a custom-built home. One of the standout features of this property is its incredible outdoor potential. The backyard offers ample room to create a personalized extension of the home for relaxing, entertaining, or enjoying the Florida lifestyle. Buyers also have the opportunity to add a custom pool and expand the parking area for an additional $60,000, creating the ultimate backyard retreat while maximizing the property's functionality. Whether you envision a private outdoor oasis, an entertainment space, or additional room for vehicles and recreational toys, the possibilities are truly endless. With modern architecture, a thoughtfully designed layout, custom-quality finishes, eight-foot doors, raised ceilings, black-framed windows, custom tile work, and the opportunity to further personalize the outdoor space, 925 Grace Avenue delivers the character and appeal of custom new construction in a move-in-ready package. Opportunities like this do not come around often. Schedule your private showing today and experience everything this exceptional home has to offer. Photos may include rendering , virtual enhancements, or illustrate planned design and finished appearance of the home including, optional pool and parking. Measurements are approximate buyer to verify all information deemed important.

Highlights

Listed by Justin Cater LLC , 850-819-7445 EXP Realty LLC , 888-883-8509. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

Year Built

2026

County

Bay

Area

02 - Bay County - Central

Neighborhood

No Named Subdivision

Listing ID

789192

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:33x138
Zoning:Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$2,188
Taxes
$252

Home Price

$396,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$79,200
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,187.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,187.84 $252.45 $0.00 $2,440.29
Yearly $26,254.12 $3,029.40 $0.00 $29,283.52
Total $787,623.47 $90,882.00 $0.00 $878,505.47

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS