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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7516 Chipewa St , Panama City, FL 32404
$499,000
Est. Payment: $2,756.90/mo
3 Bed
2 Bath
2099 Sqft
0.37 Acres
Status: Active | Days on site: 15
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to this beautiful all-brick bayou waterfront home- with Gulf access- where coastal living meets comfortable everyday living. From your private dock, you can watch dolphins, fish and enjoy the natural beauty of the water right in your backyard. The home has been completely updated over the past 6 years, including beautifully renovated bathrooms, a gorgeous new kitchen with newer appliances, all mechanicals, updated trim work, fresh paint and more. One of the home's standout features is the abundance of water views, with most rooms overlooking the bayou, including the spacious primary bedroom. The open living and dining areas flow seamlessly into the kitchen, creating a space for entertaining family and friends. The living area also opens onto a large covered back deck, providing the perfect spot to relax and take in the waterfront views. The dining room features a beautiful brick wood-burning fireplace, adding character to the space. The primary suite offers even more waterfront views with French doors leading directly to the back porch. Outside, the oversized driveway provides plenty of parking, including ample room for a RV/Boat. Additional concrete has been added to widen the driveway, making parking and access even more convenient...and a large garage. This is a rare opportunity to enjoy true waterfront living in an updated, well-maintained all-brick home with beautiful views, a private dock and plenty of space for entertaining and enjoying everything the water has to offer.

Highlights

Listed by Celia Bush , 850-596-9279 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.37

Year Built

1984

County

Bay

Area

02 - Bay County - Central

Neighborhood

No Named Subdivision

Listing ID

795023

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:108.0 ft x 150.0 ft
Zoning:County, Resid Single Family
Roof:Shingle
Others:
  • ▪ Additional:Covered Patio, Deck, Dock
Sewer:Public Sewer
Parking Features:RV Access/Parking
Principal Interest
$2,757
Taxes
$318

Home Price

$499,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$99,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,756.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,756.90 $318.11 $0.00 $3,075.02
Yearly $33,082.84 $3,817.35 $0.00 $36,900.19
Total $992,485.12 $114,520.50 $0.00 $1,107,005.62

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Panama City, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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