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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7242 Bay Crest Rd Lot 1 , Southport, FL 32409
$725,000
Est. Payment: $3,677.06/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 263
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

GULF ACCESS IN FAST-GROWING SOUTHPORT FL • CLEARED WATERFRONT ACREAGE DOUBLE LOT CAN BE SPLIT• NO HOA One of the best waterfront values in Bay County's fastest-growing area--fully cleared, no HOA, and ready for your vision. This 3.58-acre Bay Crest parcel offers rare scale and privacy on Gainer Bayou with approximately 216 feet of waterfront and boating access out to North Bay and beyond. Located next door to another Bay Crest property known for exceptional waterfront value, this tract is ideal for a private estate, family compound, or a small boutique development. The County has indicated the potential for up to five homes (buyer to verify final density, entitlements, and infrastructure requirements), giving builders and investors real upside on a stretch of waterfront land where opportunities like this are getting harder to find. Zoned R-2 Residential, the property offers flexibility for a range of residential uses. You'll appreciate the practical side too: paved road access, nearby public utilities (water and electric available; septic required), and no HOA or deed restrictions holding you back. Bay Crest zoning also allows design flexibility, including the option for certain accessory structures such as a workshop, garage, or guest suite positioned in front of the main residence (buyer to verify intended site plan and permitting). The location makes this even more compelling. You're just minutes to Lynn Haven, with easy access to Panama City, Northwest Florida Beaches International Airport, and the beaches--plus growing daily convenience nearby. With continued growth pushing north and outward, Southport is quickly becoming one of the most watched areas in Bay County for those who want space, water access, and long-term value. If you've been waiting for a cleared waterfront tract with acreage, flexibility, and strong upside this is the one to see. Note: Lot boundaries are approximate and for visualization only. Recent survey available. Buyer to verify all information deemed important, including zoning, density, utilities, waterfront measurements, and navigability/boat access.

Highlights

Listed by Kerry J Jackson , 850-960-8646 and Issabella C Marsh , 850-730-4118 LPT Realty LLC , 877-366-2213. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
3.58

County

Bay

Area

04 - Bay County - North

Neighborhood

No Named Subdivision

Listing ID

780202

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Paved
Lot Dimensions:192x821x216x758
Zoning:Resid Single Family
Sewer:Septic Needed
Principal Interest
$3,677
Taxes
$301

Home Price

$725,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$145,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,677.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,677.06 $301.17 $0.00 $3,978.23
Yearly $44,124.76 $3,614.00 $0.00 $47,738.76
Total $1,323,742.75 $108,420.00 $0.00 $1,432,162.75

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Southport, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS